Treasury Supervisor

This is a fully remote position, open to applicants in United States.

📋 Description

• Act as the main treasury contact for the company's Banking-as-a-Service partner.

• Oversee service levels, operational performance, issue resolution, reporting requirements, and escalation processes.

• Manage daily loan funding and settlement operations.

• Ensure that funds are distributed accurately and promptly in alignment with policies, procedures, bank regulations, and provider payment timelines.

• Prepare, review, and oversee daily cash positions across operating, funding, settlement, and reserve accounts.

• Supervise daily wire and ACH transaction activities, including approvals, release protocols, exception management, returns, reversals, rejects, and reconciliation support.

• Assist in the maintenance and enhancement of treasury payment infrastructure, encompassing bank portals, user access, approval matrices, payment files, controls, and operational workflows.

• Collaborate with Accounting and Operations on daily and monthly reconciliations, cash reporting, settlement reporting, bank fee assessments, and variance analyses.

• Uphold internal controls, segregation of duties, authorization protocols, documentation standards, and readiness for audits.

• Identify, investigate, resolve, and escalate issues related to funding, settlement, cash positions, bank operations, and payments.

• Develop and enhance treasury procedures, dashboards, reporting tools, and workflows to boost automation, scalability, accuracy, and service-level performance.

• Work alongside Finance, Accounting, Loan Operations, Compliance, Risk, Product, Engineering, and external financial institutions.

• Lead, mentor, and develop treasury operations personnel, including prioritizing daily tasks, reviewing outputs, documenting procedures, and fostering performance and career growth.

• Ensure precise and timely daily cash positions and adequate liquidity levels.

• Execute loan fundings, settlements, wires, and ACH transactions within predetermined service levels.

• Monitor, escalate, and resolve issues related to Banking-as-a-Service.

• Maintain compliant, documented, and audit-ready payment workflows, user access, and approval controls.

⛳️ Requirements

• Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or a related discipline, or equivalent practical experience.

• 5+ years of experience in treasury operations, cash management, banking operations, payments, lending operations, or financial services operations.

• 2+ years of supervisory, team lead, or process ownership experience.

• Practical experience with ACH, wire transfers, bank portals, payment approvals, cash positioning, bank reconciliations, and exception management.

• Comprehensive understanding of treasury controls, segregation of duties, payment authorization protocols, and operational risk management.

• Experience collaborating with banks, payment processors, fintech platforms, lending systems, or Banking-as-a-Service providers.

• Strong analytical, organizational, and problem-solving capabilities with meticulous attention to detail and accuracy.

• Ability to function effectively in a fast-paced, deadline-oriented environment with daily cash and payment dependencies.

• Excellent written and verbal communication skills, including the ability to articulate treasury matters to cross-functional stakeholders.

• Preferred: experience in fintech, consumer lending, healthcare finance, dental financing, or other regulated financial services environments.

• Preferred: experience managing daily funding and settlement operations for loan originations, merchant/provider payments, or marketplace lending platforms.

• Preferred: familiarity with NACHA rules, payment returns, ACH risk controls, bank account structures, and payment file processing.

• Preferred: experience with treasury management systems, ERP systems, banking APIs, file transmission processes, or payment automation tools.

• Preferred: Certified Treasury Professional designation or progress toward certification.

• Preferred: experience supporting audits, SOC controls, compliance examinations, or bank partner reviews.

🏝️ Benefits

• Medical, Dental, Vision Insurance.

• 401k with 4% company match.

• Unlimited PTO.

• 6 days of paid sick time.

• 6 paid holidays.

• 1 floating holiday from the HFD approved list.

• EPIC company culture.