Senior Underwriting Consultant – Internal Auditor

This is a fully remote position, open to applicants in Alabama, +45 more locations.

📋 Description

• Perform independent audits and quality assessments of life insurance underwriting decisions, documentation, and processes.

• Analyze underwriting evaluations against set guidelines, procedures, and industry best practices.

• Review medical, non-medical, financial, compliance, retention, and reinsurance decisions for suitability and uniformity.

• Detect trends, deficiencies, and opportunities for enhancing processes and developing underwriters.

• Propose training and educational programs based on audit results.

• Engage actively in team discussions, offering objective feedback and professional insights on audit outcomes.

• Collaborate with Underwriting, Medical, and Risk Management teams.

• Aid in innovation, continuous enhancement, and the progression of the underwriting audit program.

• Assist in targeted audits of specialized case types and new business initiatives.

⛳️ Requirements

• At least 5 years of experience in life insurance underwriting.

• In-depth knowledge of medical, financial, and non-medical underwriting principles and practices.

• Strong comprehension of life insurance risk assessment and underwriting guidelines.

• Excellent analytical, critical thinking, and problem-solving abilities.

• Exceptional written, verbal, presentation, and interpersonal communication skills.

• Capability to work independently while juggling multiple priorities.

• Keen attention to detail and strong organizational skills.

• Ability to effectively influence and collaborate with stakeholders at various levels.

• Experience in auditing, reviewing, or coaching underwriting decisions is preferred.

• Familiarity with reinsurance treaties, retention limits, and market practices is preferred.

• Experience with compliance and quality assurance programs is preferred.

• Strong digital literacy and proficiency in Microsoft 365 applications, including Excel, Word, PowerPoint, and Teams.

• Comfort in adopting new technologies and utilizing digital tools to enhance efficiency and reporting.

🏝️ Benefits

• Incentive programs and compensation linked to both business and individual performance.

• Health insurance coverage.

• Dental insurance benefits.

• Mental health support services.

• Vision insurance coverage.

• Short-term and long-term disability insurance.

• Life and AD&D insurance coverage.

• Adoption/surrogacy support benefits.

• Wellness program benefits.

• Employee and family assistance plans.

• Retirement savings plans, including pension and 401(k) options.

• Global share ownership plan with employer matching contributions.

• Financial education and counseling resources.

• Up to 11 paid holidays each year.

• 3 personal days annually.

• 150 hours of vacation time each year.

• 40 hours of sick leave per year, or more if required by law.

• Statutory leaves of absence.

• Flexible working environment.

• Support for learning and career development.