Senior Specialist, Mortgage Loan Closer

This is a fully remote position, open to applicants in Nebraska.

📋 Description

• Prepare comprehensive, compliant, and precise closing packages for 1st Mortgage loans.

• Serve as the main point of contact among Mortgage Loan Officers, Settlement Agents, and Borrowers.

• Verify fees, cross-check data, and oversee a pipeline of files while adhering to strict regulatory timelines.

• Process Initial and Final Closing Disclosures (CD) in line with TRID and regulatory standards.

• Confirm third-party service fees and loan information.

• Establish escrow accounts using payment schedules, tax estimates, and premium due dates.

• Collaborate with settlement and title agents to finalize closing figures and resolve discrepancies.

• Conduct verbal Verification of Employment checks within 10 calendar days prior to closing.

• Calculate, verify, and send wire originations to funding destinations.

• Review “At Closing” documentation and conditions before preparing files for Post Closing and Servicing departments.

• Cross-train and provide support to the Initial Disclosure team.

• Prepare and distribute Initial Disclosure packages, including the Loan Estimate (LE), within TRID-mandated timelines.

⛳️ Requirements

• 3–5 years of experience in mortgage loan closing and disclosures within a high-volume financial institution.

• Proficient understanding of the Encompass Loan Origination System (LOS).

• Familiarity with TRID, RESPA, and TILA federal compliance regulations.

• Direct experience in preparing closing documents for Conventional, VA, FHA, and State Bond programs.

• Exceptional verbal and written communication skills for customer, vendor, and sales-team interactions.

• Candidates must have unrestricted work authorization and not require future sponsorship.

• Strong attention to detail, accuracy, and document precision.

• Strong organizational skills and effective time management.

• Ability to think critically and solve issues effectively.

• Flexibility to adjust priorities between closing duties and providing backup for the disclosure desk.

🏝️ Benefits

• Medical, Dental, Vision Insurance

• 401k, With Matching Contributions

• Time Off Programs

• Health Savings Account (HSA)/Dependent Care

• Employee Banking

• Growth Opportunities

• Tuition Assistance

• Short-Term/Long-Term Disability Insurance

• Work-life balance

• Remote work

• Occasional travel for in-person meetings