Senior Property Adjuster

This is a fully remote position, open to applicants in Florida.

📋 Description

• Investigate commercial insurance claims in diverse business and property environments.

• Evaluate losses or damages resulting from weather events, natural disasters, fire, vandalism, accidents, and other incidents.

• Assess time-element and builders’ risk losses when necessary.

• Perform property inspections and capture photographs of claim locations to document losses or damages.

• Gather information from claimants and professionals such as architects, engineers, builders, police officers, healthcare providers, accountants, and others.

• Collaborate with a variety of expert teams.

• Work alongside expert witnesses, attorneys, public adjusters, and insurance examiners.

• Interpret insurance policies and determine appropriate loss estimates.

• Recommend a fair and reasonable payment amount for the insurer.

• Ensure the accuracy of information collected and reported while preventing fraudulent claims.

• Draft clear, precise, thorough, and timely reports and letters for insurance carriers.

• Utilize Xactimate and other software tools to generate accurate estimates.

• Maintain field notes, journal entries, and records of time and expenses.

• Submit reimbursement reports in compliance with organizational and client policies.

• Adhere to time-and-expense and fee-for-service protocols.

• Follow EM policies and practices in formulating recommendations and completing evaluations and reports.

• Prepare and deliver presentations and create special reports for insurance carriers.

⛳️ Requirements

• Bachelor’s Degree is preferred.

• 2-5 years of experience in commercial property loss adjusting.

• Experience handling catastrophe claims.

• Extensive experience across various classes and types of business risk, including manufacturing, retail, industrial, habitational, and hospitality sectors.

• Ability to comprehend the claims adjudication process with a solid understanding of commercial and residential construction industries.

• Knowledge of property claim legislation.

• Active license, or the capability to promptly obtain one, in the assigned state(s).

• Outstanding written and verbal communication skills.

• Capability to manage multiple priorities and adhere to deadlines.

• Strong research and investigative abilities.

• Conflict resolution and persuasive skills.

• Organized and detail-oriented.

• Excellent problem-solving and critical thinking capabilities.

• Ability to work independently as well as collaboratively in a team setting.

• Proficiency in Microsoft Word, Microsoft Excel, Xactimate, Corelogic, and a willingness to adapt to new technologies.

• Ability to operate at property damage or loss sites, including disaster or catastrophe locations.

• Willingness to travel and work evenings, overnight, and weekends as necessary.

• Capability to work in challenging environmental conditions, including confined spaces, heights, and around hazards.

• Ability to perform physical activities such as climbing, balancing, stooping, kneeling, crouching, crawling, reaching, standing, walking, pushing, pulling, lifting, fingering, grasping, and feeling.

• Capacity to lift up to 50 pounds, including a ladder.

• Close visual acuity and the ability to conduct detailed visual inspections and utilize a computer terminal.

🏝️ Benefits

• Comprehensive health benefits package.

• Opportunities for professional development and career advancement.

• Flexible work schedule and remote work options.

• Competitive salary and performance-based bonuses.