Senior Product Manager – Credit Risk

This is a fully remote position, open to applicants in North America.

📋 Description

• Take charge of the Bureau’s credit signals roadmap, which includes alternative data, behavioral patterns, and fraud indicators.

• Investigate how banks, NBFCs, and fintech companies underwrite and collect, transforming customer pain points into innovative products.

• Develop products related to onboarding, underwriting, credit limits, early warnings, and collections.

• Collaborate with data science teams to establish effective signals and transition models from experimentation to production.

• Initiate and expand API-first credit products.

• Monitor approval rates, delinquency, and fraud loss to demonstrate product effectiveness.

• Assist the sales team with credit deal presentations and pricing strategies.

• Ensure compliance with RBI regulations and data protection policies.

⛳️ Requirements

• 5–8 years of experience in product management at PM or Senior PM levels, overseeing products from inception to completion.

• Experience in consumer-side credit at a lender, NBFC, credit fintech, or BNPL company.

• Proven track record in building and scaling products within India or on a global scale.

• Practical experience with bureau data, alternative data, risk scores, or fraud indicators.

• Proficiency in data analysis, including the ability to evaluate Gini or KS metrics and utilize SQL for insightful analysis.

• Strong communication skills with CROs, engineers, and sales personnel.

🏝️ Benefits

• Potential equity.

• Health benefits.

• Flexible paid time off.

• Learning budget.

• Flexible work arrangements.

• A performance-focused culture that prioritizes outcomes over hours worked.