Senior Credit Modeling Analyst

This is a fully remote position, open to applicants in United States.

📋 Description

• Provide assistance with federal credit reform initiatives and loss allowance activities related to federal loan programs.

• Aid in the calculations for loss allowances concerning pre-credit reform loans, debt reduction funds, PL-480, GSM, and associated loan portfolios.

• Retrieve, validate, reconcile, and analyze loan receivable data from various feeder systems, accounting systems, and other financial data sources.

• Create and reconcile input files for cash flow models and ensure model outputs are validated against the general ledger, source systems, and OMB CSC2 results.

• Support net present value (NPV) calculations utilizing agreement numbers, cohort years, Treasury rates, ICRAS grades, country default rates, unpaid installments, and other model assumptions.

• Collect, reconcile, and verify data that supports federal credit reform re-estimates and subsidy calculations.

• Maintain historical records of loan performance data, which includes payments, prepayments, delinquencies, defaults, recoveries, and write-offs.

• Document model assumptions, reconciliation outcomes, corrective actions, and prepare audit-ready workpapers.

• Analyze non-performing loan portfolios, reserve requirements, default trends, and strategies for write-offs.

• Assist in the creation and upkeep of standard operating procedures (SOPs) for allowance models, cash flow modeling, and re-estimate processes.

• Collaborate with accounting, financial reporting, and program stakeholders to ensure data integrity and compliance with federal financial management regulations.

⛳️ Requirements

• Bachelor’s degree in Accounting, Finance, Business, or a related discipline.

• Over 6 years of experience in credit modeling support, loan accounting, financial analysis, and intricate financial data reconciliations.

• More than 3 years of experience in preparing and reconciling financial models, cash flow analyses, and aligning model inputs/outputs with source systems and general ledger balances.

• At least 3 years of experience utilizing advanced Excel for the analysis of complex datasets, as well as preparing technical documentation, workpapers, and financial reports.

• Must currently possess authorization to work in the United States on a full-time basis.

• Capability to obtain a Public Trust Security Clearance.

🏝️ Benefits

• Comprehensive major medical benefits.

• Dental insurance coverage.

• Vision insurance coverage.

• 401(k) contribution plan.

• Paid holiday and personal time off.

• Opportunities for professional development training and certification benefits.

• Health and wellness subsidies.

• Paid time off for community service activities.

• Reasonable accommodations provided where feasible.