Senior Credit Analyst

This is a fully remote position, open to applicants in Philippines.

📋 Description

• Serve as the primary authority for intricate self-employed situations, adeptly navigating ambiguous "grey areas" and delivering precise quotes when standard policies lack clarity.

• Perform comprehensive evaluations of loan applications to align with specific 2nd-tier lender criteria, ensuring both eligibility and serviceability.

• Facilitate the accurate and efficient submission of applications via the ApplyOnline (AOL) system.

• Oversee the entire application process from submission to settlement, providing consistent status updates to the Senior Credit Manager.

• Assist in the firm’s proactive client refinancing initiative, adhering to predetermined lending guidelines and established deadlines.

• Ensure that all documentation complies with stringent Australian regulatory and internal standards.

• Collaborate directly with BDMs and senior credit assessors at 2nd-tier Australian lenders to reverse declines and negotiate terms.

⛳️ Requirements

• Australian Credit Experience: A minimum of 3–5 years in a credit-centric role within an Australian mortgage brokerage or 2nd-tier lender policies.

• System Proficiency: Advanced, practical experience with the AOL (ApplyOnline) submission system.

• Operational Discipline: Exceptional ability to adhere to established timelines while maintaining high productivity and accuracy.

• Communication: Proficient in reporting to senior management and handling lender follow-ups effectively.

• Strategic Thinking: Capacity to think outside conventional boundaries to identify feasible lending options for high-net-worth clients.

• Specialist Lender Familiarity: Previous experience with the credit platforms and submission intricacies of non-bank lenders such as Bluestone, Resimac, or Pepper.

🏝️ Benefits

• [List of benefits can be added here]