
Senior Credit Analyst
Posted 2 days ago

Posted 2 days ago
This is a fully remote position, open to applicants in Philippines.
• Serve as the primary authority for intricate self-employed situations, adeptly navigating ambiguous "grey areas" and delivering precise quotes when standard policies lack clarity.
• Perform comprehensive evaluations of loan applications to align with specific 2nd-tier lender criteria, ensuring both eligibility and serviceability.
• Facilitate the accurate and efficient submission of applications via the ApplyOnline (AOL) system.
• Oversee the entire application process from submission to settlement, providing consistent status updates to the Senior Credit Manager.
• Assist in the firm’s proactive client refinancing initiative, adhering to predetermined lending guidelines and established deadlines.
• Ensure that all documentation complies with stringent Australian regulatory and internal standards.
• Collaborate directly with BDMs and senior credit assessors at 2nd-tier Australian lenders to reverse declines and negotiate terms.
• Australian Credit Experience: A minimum of 3–5 years in a credit-centric role within an Australian mortgage brokerage or 2nd-tier lender policies.
• System Proficiency: Advanced, practical experience with the AOL (ApplyOnline) submission system.
• Operational Discipline: Exceptional ability to adhere to established timelines while maintaining high productivity and accuracy.
• Communication: Proficient in reporting to senior management and handling lender follow-ups effectively.
• Strategic Thinking: Capacity to think outside conventional boundaries to identify feasible lending options for high-net-worth clients.
• Specialist Lender Familiarity: Previous experience with the credit platforms and submission intricacies of non-bank lenders such as Bluestone, Resimac, or Pepper.
• [List of benefits can be added here]
Codgo.X
Kenlo
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