Senior Capital and Liquidity Management Analyst

This is a fully remote position, open to applicants in Brazil.

📋 Description

• Review, update, and ensure compliance with risk policies, maintaining consistency between formal documentation and actual implementation.

• Keep track of the release of guidelines and regulations from regulatory authorities (Central Bank, CVM, ANBIMA, etc.), evaluating impacts and spearheading compliance efforts.

• Identify regulatory deficiencies in risk processes and controls, suggesting and monitoring corrective actions.

• Assist in the preparation of explanatory notes, responses to Due Diligence questionnaires, and other materials related to risk management.

• Review and reconcile accounting entries with asset positions, ensuring congruence between accounting and regulatory risk perspectives.

• Prepare, validate, and submit regulatory risk reports, including DDR, DRM, DRL, DLI, and DLO (Central Bank) along with IRRBB.

• Track and forecast key regulatory indicators such as the Basel Index, Reference Equity, and Maximum Exposure per Client, aiding in the prevention of non-compliance and the formulation of action plans.

⛳️ Requirements

• Bachelor’s degree in Accounting, Economics, Business Administration, or related disciplines.

• Experience in accounting or regulatory roles within financial or payment institutions, with practical knowledge of COSIF and CADOCs.

• Proficiency in Excel/Google Sheets at an advanced level and basic to intermediate SQL for reconciliation and data analysis.

• Familiarity with BCB/CMN regulations applicable to Segment S4 Payment Institutions and internal control frameworks.

• Soft Skills

• Exceptional attention to detail and a strong commitment to accuracy in documentation and reporting.

• Analytical mindset with the capability to convert complex regulatory requirements into actionable steps.

• Clear and effective communication skills, both written and verbal, for participation in committees and engagement with stakeholders.

• Proactive and self-sufficient, with the ability to identify issues and drive solutions independently.

• Capacity to work collaboratively across different teams and departments.

• Strong organizational skills to manage multiple regulatory deadlines and priorities concurrently.

🏝️ Benefits

• Competitive salary aligned with market standards.

• Remote work — regardless of your location, you are part of the team!

• Home office allowance provided through a monthly deposit in the RecargaPay app.

• Comprehensive health and dental plans with no co-pay required.

• Life insurance coverage.

• Flexible meal allowance (via Flash).

• TotalPass membership to support your health and wellness.

• Spanish or Portuguese language classes offered.