Senior AML Financial Crime Risk Investigator

This is a fully remote position, open to applicants in Florida, +7 more states.

📋 Description

• Execute comprehensive investigations of complex and sensitive matters related to AML, sanctions/ABAC, and financial crimes.

• Evaluate evidence, customer relationships, transactional data, and intricate data sets to uncover leads and gauge financial crime risks.

• Establish reasonable grounds for suspicion of money laundering or terrorist financing.

• Suggest the filing of Suspicious Activity Reports (SARs), client exits, demarketing, or account freezes as necessary.

• Draft SARs and accompanying documentation in alignment with policies, procedures, and regulatory standards.

• Gather, preserve, and analyze both physical and digital evidence using effective investigative techniques.

• Assess and prioritize cases, conducting investigations while adhering to established protocols.

• Identify procedural gaps, industry typologies, risks, and trends, and relay findings to relevant stakeholders.

• Collaborate with financial institutions, law enforcement, nonprofit organizations, government entities, HR, Employment Standards, Legal, and other internal and external partners.

• Lead workstreams and act as project manager for significant or intricate projects and initiatives.

• Review processes and propose enhancements to escalation and feedback mechanisms.

• Undertake research projects and assist in presentations and communications for management and broader audiences.

• Monitor service levels and productivity, evaluate efficiency, and drive ongoing process improvements.

• Handle confidential information, identify and mitigate risks, and address escalated high-risk concerns.

• Analyze programs, policies, and practices, offering recommendations for improvement.

• Stay updated on emerging issues, trends, technological threats, and changing regulatory requirements.

• Engage in team activities, knowledge sharing, cross-training, mentoring, and team development.

• Foster productive relationships with internal and external stakeholders while promoting a positive and equitable work environment.

⛳️ Requirements

• Bachelor's degree or equivalent professional experience.

• Over 5 years of relevant experience.

• A minimum of 2 years in a role focused on conducting intricate money laundering investigations within a law enforcement agency or financial institution.

• Proven experience in drafting Suspicious Activity Reports (SARs).

• Familiarity with criminal investigative techniques.

• Understanding of financial industry products, policies, and procedures.

• Strong grasp of money laundering and terrorism financing risks.

• Proficient in analyzing customer and transactional data as well as complex data sets.

• Excellent writing skills and meticulous attention to detail.

• Capacity to work independently while managing multiple deadlines.

• Ability to proactively escalate issues that require additional focus.

• Solid knowledge of banking products, systems, policies, and procedures.

• Understanding of laws governing evidence collection, court processes, and financial/criminal trends.

• Ability to conduct research across internal and external platforms.

• Skilled in collecting, preserving, and analyzing digital evidence.

• Experience collaborating with financial institutions, law enforcement, nonprofits, and government stakeholders within defined protocols.

🏝️ Benefits

• Variable compensation/incentive awards, including eligibility for cash and/or equity incentive awards.

• Health and well-being benefits.

• Savings and retirement programs.

• Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO.

• Banking benefits and discounts.

• Career development opportunities.

• Recognition and reward programs.

• Regular discussions on career development and performance.

• Access to an online learning platform.

• Mentoring initiatives.

• Training and onboarding sessions.

• Flexible remote work arrangements.

• Occasional domestic travel requirements.