SBL Closing Specialist III

This is a fully remote position, open to applicants in Florida, +5 more states.

📋 Description

• Oversee all phases of the closing process from approval to funding.

• Ensure files are accurate and complete, adhering to SBA and internal banking standards.

• Manage, mentor, coach, and develop team members.

• Act as the primary trainer and creator of protocols as needed.

• Organize files according to the established folder hierarchy.

• Liaise with customers and relevant third parties to collect and synthesize necessary information.

• Analyze files and generate closing checklists based on loan approvals and types.

• Execute and review third-party reports and data from public websites, including OFAC, SAMS, and CAVIRS.

• Request appraisals, environmental assessments, business valuations, equipment appraisals, and title services.

• Examine closing documentation, insurance certificates, title commitments, and closing statements.

• Prepare IRS 8821 forms, tax transcript requests, and loan closing documents using LaserPro.

• Order flood determinations and conduct lien, judgment, and suit searches.

• Prioritize and manage time effectively across multiple loan requests within a fast-paced environment.

• Deliver exceptional service to both external and internal clients, representing the Bank positively.

• Review loan packages, assess files, and establish closing requirements.

• Provide preliminary feedback to Underwriters regarding purchase agreements and leases.

• File UCCs to secure the bank’s lien position.

• Perform due diligence on loan files and assist with pre-closing file evaluations.

• Determine collateral perfection criteria and assess when loans are ready to finalize.

• Negotiate Landlord Waivers in compliance with SBA requirements.

• Work on larger and more intricate loans.

• Assist in the development of departmental procedures and protocols.

• Undertake other assigned responsibilities.

⛳️ Requirements

• Bachelor’s degree in Business, Finance, Accounting, or a related field.

• 7+ years of relevant experience.

• Proven management, leadership, and coaching abilities.

• Experience with LaserPro.

• Flexibility, adaptability, and strong collaboration skills.

• Excellent listening skills and a willingness to be coached.

• Capacity for proactive problem-solving and critical thinking.

• Proficient in Microsoft Office Suite – Word, Outlook, Excel.

• Strong critical thinking, problem-solving, and outstanding written and verbal communication skills.

• Keen attention to detail.

• Ability to manage multiple loan submissions and tasks at various stages simultaneously.

• Intermediate understanding of SBA SOP.

• Knowledge of the Bank Loan Closing Process.

• Compliance with all regulations and requirements related to the job function.

🏝️ Benefits

• Base Pay PLUS Bonuses.

• Medical, Dental, and Vision Insurance.

• 401k.

• Health Savings and Flexible Spending Accounts.

• Vacation/Sick Time.

• Paid Holidays.

• Paid Parental Leave.

• Tuition Reimbursement.

• Additional Benefits.