Product Manager, Payments API

This is a fully remote position, open to applicants in Hong Kong, +3 more states.

📋 Description

• Take ownership of a specific domain within the Payments product, managing it from problem identification and prioritization to delivery and ongoing iteration.

• Acquire a comprehensive understanding of clients, payment capabilities, and compliance needs to inform product decisions.

• Conduct structured discovery sessions with clients and partners to pinpoint gaps and confirm the strategic direction.

• Proactively identify gaps, risks, and opportunities within the domain.

• Collaborate with engineering, solutions architecture, compliance, and legal teams to drive product results.

• Establish and nurture relationships with external partners and clients to guide product strategy.

• Articulate product decisions, reasoning, and trade-offs to both technical and non-technical stakeholders.

• Contribute to team strategies, operational models, and prioritization discussions.

• Draft clear product specifications for engineering, compliance, and legal review.

• Set success metrics for the domain and leverage data to assess progress.

• Maintain high standards for product quality and detail.

• Utilize AI tools for research, specification writing, competitive analysis, client communication, and strategic synthesis.

• Assist in integrating AI-native practices throughout the team.

• Identify possibilities for AI-enhanced product capabilities.

⛳️ Requirements

• 3–5 years of experience in product management within fintech, payments infrastructure, or B2B SaaS.

• Proven track record of independently managing substantial product domains.

• In-depth knowledge of payment networks, on/offramps, stablecoin applications, foreign exchange, banking partnerships, and compliance issues.

• Strong grasp of AML, KYC/KYB, transaction screening/monitoring, fraud prevention measures, and jurisdiction-specific requirements.

• Comprehensive API experience, which includes interpreting specifications, assessing integration designs, and drafting API-level requirements.

• Proven daily usage of AI tools such as Claude, Cursor, ChatGPT, or similar technologies.

• Excellent written communication skills.

• Experience in embedded finance and B2B/B2C payments infrastructure is a plus.

• Experience in developing or prototyping AI-assisted internal tools is a plus.

• Self-motivated, opinionated yet intellectually honest, curious about various domains, possessing systems-thinking abilities, and demonstrating high ownership.

🏝️ Benefits

• Flexible hybrid work environment with a collaborative global team.

• Insurance coverage provided after the probation period.

• Reap Card stipend.

• Access to AI tools in the workplace, along with opportunities to learn, experiment, and grow with them.

• A culture that promotes innovation, inclusion, and continuous learning.