Pricing & Risk Analyst

This is a fully remote position, open to applicants in Alabama, +37 more states.

📋 Description

• Take charge of ongoing state performance reporting concerning quote volume, conversion rates from quote to bind, new business, premiums, retention, and loss metrics.

• Investigate the factors driving fluctuations in state performance outcomes.

• Conduct performance analysis across various geographies, risk profiles, coverage types, and distribution channels.

• Identify growth opportunities and segments that require more detailed examination.

• Assess the impact of proposed rate modifications, underwriting guidelines, and shifts in business mix on growth and profitability.

• Develop and maintain competitive research to support state comparisons and identify product or pricing opportunities.

• Utilize Databricks Genie for data exploration.

• Employ Claude Code to create SQL queries, build analytical scripts, automate recurring reports, and document observations.

• Integrate pertinent data and business context into analytical workflows via approved MCP connections.

• Validate data, computations, and AI-generated outputs while documenting sources and assumptions.

• Produce charts and concise summaries for the Pricing and Risk teams and other partners.

• Collaborate with experienced colleagues to develop actionable recommendations.

• Assess performance following the implementation of pricing, underwriting, and product changes.

⛳️ Requirements

• 0–2 years of relevant experience; internships, coursework, and analytical projects are considered.

• A Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or a related field, or equivalent practical experience.

• Fundamental SQL skills.

• Proficiency in Excel or similar spreadsheet applications.

• Experience in data analysis to identify trends, explore inquiries, and articulate findings.

• Practical experience using AI for analytical or coding tasks; academic or personal projects are acceptable.

• Openness to regularly use and develop proficiency in Claude Code, Databricks Genie, and MCP-enabled workflows.

• Strong attention to detail and the discernment to question and verify AI-generated outcomes.

• Capability to communicate findings in understandable terms, maintain curiosity, and handle assignments under guidance.

• Must be eligible to live and work full-time in one of the listed eligible U.S. states, or Ontario for remote technical roles based in Canada.

• Work authorization in the United States and sponsorship status are requested in the application.

🏝️ Benefits

• Company equity through Restricted Stock Units (RSUs).

• 401(k) plan with a company match up to 4% of eligible earnings.

• Diverse medical plan options available.

• Coverage for dental and vision care.

• Company-funded contributions to Health Savings Accounts (HSA).

• Company-paid life insurance and short-term disability coverage.

• Supplemental long-term disability, critical illness, accident, legal, and pet insurance options.

• Mental health support and confidential counseling services.

• Flexible Paid Time Off (PTO) for exempt employees (most employees take between 15–20 days per year).

• Eight company-observed holidays.

• Paid parental leave, which includes up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents.

• Opportunities for career mobility and internal growth.

• Professional development budgets for certifications, conferences, and learning, subject to management approval.

• Remote-first work arrangement.

• Offices located in Chicago, IL, and St. Petersburg, FL for collaborative efforts.