Premium Auditor II

This is a fully remote position, open to applicants in United States.

📋 Description

• Perform thorough premium audits through mail, phone, and virtual platforms across a variety of industries and business types.

• Examine and validate payroll records, tax returns, 1099 forms, and associated financial documentation.

• Assess business operations to pinpoint relevant exposures and confirm appropriate policy coverage.

• Implement classification codes in accordance with NCCI guidelines, PAAS, and state-specific bureau mandates.

• Record audit results and create comprehensive audit worksheets.

• Ensure audit processes adhere to business regulations and compliance guidelines.

• Engage with policyholders via phone, email, and virtual meetings to collect necessary documentation.

• Conduct interviews with insured parties regarding business operations, employee roles, and exposure classifications.

• Clarify audit procedures and respond to questions regarding documentation.

• Organize schedules and follow up to guarantee timely completion of audits.

• Execute virtual audits utilizing screen-sharing and remote access technologies.

• Assist insured parties in navigating document sharing and virtual collaboration platforms.

• Leverage audit technologies and software to enhance efficiency and precision.

• Review payroll structures, contractor relationships, and employee classifications.

• Investigate and apply workers' compensation classification codes across various states.

• Detect misclassifications and exposure gaps that may impact coverage.

• Evaluate operational changes that influence classifications.

• Ensure proper documentation of exposures for accurate premium calculations.

• Maintain documentation that meets regulatory standards, ensuring confidentiality and adherence to established timelines.

• Provide insights on procedural and technological effectiveness.

• Engage in process development discussions and propose enhancements.

• Document best practices and lessons learned for training resources.

• Assist in the implementation of new audit technologies and methodologies.

⛳️ Requirements

• A minimum of 3-4 years of experience conducting Workers Compensation premium audits.

• Familiarity with NCCI classification systems and state bureau requirements.

• Experience working directly with business owners and financial personnel.

• Multi-state audit experience is preferred.

• Strong knowledge of payroll systems, tax documentation, and business financial records.

• Proficient with classification systems (NCCI, PAAS) and state-specific regulatory obligations.

• Experience using virtual meeting platforms and screen-sharing technologies.

• Advanced skills in audit software, Google Workspace applications, and emerging technologies.

• Capability to analyze intricate business operations and identify relevant exposures.

• Understanding of the distinctions between contractor and employee relationships and their classification implications.

• Excellent verbal communication skills for professional interactions via phone and virtual platforms.

• Strong written communication skills for follow-up correspondence and documentation.

• Proven ability to explain complex audit concepts clearly to business owners.

• Experience fostering relationships with diverse business contacts across multiple industries.

• Cultural sensitivity and a professional demeanor in various business environments.

• Ability to handle potentially sensitive discussions regarding business operations.

• Meticulous in reviewing financial records and accurately identifying discrepancies.

• Commitment to fostering positive relationships while upholding audit integrity.

• Flexibility to adapt to evolving technologies and audit methodologies.

• Ability to manage multiple audits effectively while maintaining quality standards.

• Desire to gain a comprehensive understanding of business operations and ask pertinent questions.

• Must reside and work in the United States (excluding territories).

• Access to consistent, high-speed internet.

🏝️ Benefits

• Competitive cash compensation.

• Comprehensive health plans.

• Generous paid time off (PTO).

• Future-focused 401k matching.

• Generous parental and caregiver leave.

• Discretionary bonuses may be awarded annually to eligible team members.