Premium Auditor I

This is a fully remote position, open to applicants in United States.

📋 Description

• Perform standard premium audits through mail, phone, and virtual platforms across various industries and business types.

• Review and validate payroll records, tax returns, 1099s, and other supporting financial documents.

• Analyze business operations to identify relevant exposures and ascertain appropriate policy coverage.

• Determine and apply classification codes in accordance with NCCI guidelines, PAAS, and state-specific bureau regulations.

• Document audit results and prepare comprehensive audit worksheets.

• Ensure that audit work adheres to business rules and complies with regulatory standards.

• Communicate with policyholders via phone, email, and virtual meetings to collect necessary documentation.

• Conduct interviews to gain insights into business operations, employee roles, and exposure classifications.

• Clarify audit processes and documentation requirements to insured parties.

• Address initial inquiries regarding audit procedures and coordinate schedules and follow-up actions.

• Execute virtual audits utilizing screen-sharing and remote access technologies.

• Assist insureds in navigating document sharing and virtual collaboration platforms.

• Leverage audit technologies and software to enhance efficiency and accuracy.

• Uphold security protocols during remote document reviews and virtual meetings.

• Analyze payroll structures, contractor relationships, and employee classifications.

• Research and apply workers' compensation classification codes across various states.

• Identify misclassifications and exposure gaps that may impact coverage.

• Review operational changes since policy inception that affect classifications.

• Ensure documentation of exposures for precise premium calculations.

• Confirm that audit documentation satisfies regulatory standards and company policies.

• Complete audits within designated timeframes while ensuring thoroughness.

• Maintain the confidentiality of insured information and business data.

• Provide feedback on audit procedures and the effectiveness of technology.

• Support the implementation of new audit technologies and methodologies.

⛳️ Requirements

• Minimum of 1-2 years of experience conducting Workers Compensation premium audits.

• Proficient understanding of NCCI classification systems and state bureau requirements.

• Experience collaborating directly with business owners and financial personnel.

• Multi-state audit experience is preferred.

• Strong grasp of payroll systems, tax documentation, and business financial records.

• Working proficiency with NCCI, PAAS, and state-specific regulatory requirements.

• Familiarity with virtual meeting platforms and screen-sharing technologies.

• Foundational skills in audit software, Google Workspace applications, and emerging technologies.

• Ability to analyze standard business operations and identify relevant exposures.

• Understanding of contractor versus employee relationships and their classification implications.

• Excellent verbal communication skills for professional phone and virtual interactions.

• Strong written communication skills for follow-up correspondence and documentation.

• Ability to clearly explain standard audit concepts and routine requirements to business owners.

• Experience in building positive relationships and managing standard situations.

• Cultural sensitivity and a professional demeanor in diverse business environments.

• Capability to handle sensitive conversations regarding business operations.

• Meticulous review of financial records and precise identification of discrepancies.

• Ability to efficiently manage multiple audits while maintaining quality standards.

🏝️ Benefits

• Competitive cash compensation.

• Comprehensive health plans.

• Generous PTO.

• Future-focused 401k match.

• Generous parental and caregiver leave.

• Discretionary bonuses may be awarded annually to eligible team members.

• Core values that are tangibly reflected in the work.