Premium Audit Expert – Part-Time Consultant

This is a fully remote position, open to applicants in Florida.

📋 Description

• Assist in defining and testing a Premium Audit applet on our Party Portal.

• Map the comprehensive workflow for workers' compensation and general liability premium audits.

• Identify key friction points with the highest potential for impact.

• Review product specifications, mockups, and pricing structures.

• Interpret NCCI class code logic and payroll inclusion criteria.

• Aid in assessing partnership opportunities with carriers and TPAs.

• Occasionally participate in customer discovery calls with brokers, insured parties, or carrier representatives.

• Highlight related product opportunities in areas such as audit disputes, premium recovery, and exposure reporting.

⛳️ Requirements

• A minimum of 7 years in commercial premium auditing, ideally combining experience from both carrier-side and third-party audit firms.

• Extensive knowledge of NCCI regulations, state-specific workers' compensation variations, and general liability audit foundations (payroll, sales, subcontract costs, units).

• Strong insights on factors that influence whether subcontractor cost exclusions remain valid or are reclassified.

• A genuine interest in how software, AI, and data networks can transform this field.

• Bonus: Previous experience with PAAS, ISO, an insurtech company, a major carrier audit division, or a national TPA.

• Bonus: Established connections with broker risk management teams or leadership in carrier audits.

🏝️ Benefits

• Flexible work arrangements.

• 1099 contractor status, signed consulting agreement, standard intellectual property and confidentiality terms.