Oracle FLEXCUBE Banking Operations Specialist

This is a fully remote position, open to applicants in New York.

📋 Description

• Assess customer or facility exposure, taking into account arrears, available headroom, utilized limits, and overall credit status.

• Analyze lending limits, facility frameworks, approval thresholds, and escalation protocols.

• Utilize Oracle FLEXCUBE for contract inquiries and manage lifecycle workflows throughout origination, drawdown, repayment, and release.

• Scrutinize contract records and differentiate between validation-only postings and booked transactions.

• Authenticate repayments and detect incomplete or inaccurately represented transaction histories.

• Examine CIF structures, customer records, relationship hierarchies, contact histories, review dates, and follow-up tasks.

• Understand product parameters, configurations, General Ledger mappings, settlement references, and correspondent references.

• Implement credit standards, policy versions, effective dates, limits, and regulatory or documentation requirements.

• Ensure records accurately reflect completed actions and pinpoint any unresolved outstanding items.

• Clearly document validations, decisions, assumptions, open issues, and maintain audit trails.

• Review MIS and reporting screens for exposure and customer position data.

• Guarantee that case records are comprehensive for the next reviewer or approving committee.

⛳️ Requirements

• Minimum of 2 years of professional banking experience in banking operations, credit, lending, or a related core banking area.

• Current or recent practical use of Oracle FLEXCUBE on a weekly basis.

• Strong knowledge of Oracle FLEXCUBE customer, contract, credit, and transaction workflows.

• Practical understanding of credit standards, exposure calculations, arrears, limits, and available headroom.

• Capability to differentiate validation activities from booked contractual transactions.

• Experience in interpreting CIF structures, facility hierarchies, review dates, and customer relationship records.

• Familiarity with product parameters, general ledger mapping, settlement references, and core banking configurations.

• Awareness of audit trails, operational handoffs, and banking control requirements.

• Bachelor's degree in Finance, Accounting, Business, or a related field.

• Banking or credit qualifications such as Chartered Banker or Certified Credit Professional are preferred.

• Equivalent substantial hands-on core banking experience may also be taken into account.

• Proficient written English skills and the capability to document banking decisions accurately and clearly.

• Regular, recent experience with Oracle FLEXCUBE is essential.

• Must perform work without utilizing confidential or proprietary information belonging to an employer, client, financial institution, or third party.

• H1-B and STEM OPT support are not available.

🏝️ Benefits

• Flexible scheduling based on project demands.

• Fully remote work environment.

• Project timelines may be extended, shortened, or concluded depending on project requirements and performance.