Mortgage Specialist – Loan Officer/Originator

This is a fully remote position, open to applicants in South Carolina.

📋 Description

• Build and sustain robust referral connections with realtors, builders, industry experts, former clients, and personal networks.

• Guide clients through the mortgage process by consulting with them, completing loan applications, answering inquiries, and providing support.

• Assess borrower needs and financial details to suggest suitable loan products, rates, and financing alternatives.

• Oversee the pipeline from application to closing, ensuring that all documentation is complete, accurate, and submitted promptly.

• Provide timely updates on loans and establish clear expectations with borrowers, Realtors, referral partners, and internal support teams.

• Work collaboratively with processors, underwriters, and other team members to address inquiries, solve issues, and ensure the progression of loans.

• Maintain a comprehensive understanding of available mortgage products, rates, investor requirements, underwriting standards, and origination processes.

• Meet with clients and referral partners while actively representing Equity Resources in the local market.

• Adhere to all relevant federal and state regulations, company policies, and lending standards throughout the origination process.

• Provide knowledgeable, responsive, and personalized service that fosters long-lasting relationships with borrowers and referral partners.

⛳️ Requirements

• A minimum of 3 years of experience as a licensed Mortgage Loan Officer/Originator.

• Possession of active state-specific mortgage licenses or the ability to complete necessary national and state examinations to obtain the required licensing within the specified timeframe.

• Bachelor’s degree in Business Management, Finance, Administration, or a related discipline, or an equivalent combination of education and relevant experience.

• In-depth knowledge of conventional and government lending guidelines, federal lending regulations, and the processes involved in residential mortgage processing, underwriting, and closing.

• Demonstrated sales and customer service capabilities.

• Exceptional judgment, problem-solving, mathematical, organizational, and computer skills with a high degree of accuracy.

• Outstanding written and verbal communication abilities.

• Ability to collaborate effectively with team members and individuals at all organizational levels.

• Self-driven and team-oriented.

• Strong ambition to succeed and thrive in a competitive environment.

🏝️ Benefits

• Medical, dental & vision insurance.

• HSA & FSA options available.

• Company-paid life & AD&D insurance.

• Coverage for short- & long-term disability.

• Options for voluntary supplemental insurance.

• Pet insurance provided.

• Additional employee programs, discounts & services offered.

• 401(k) plan with company matching.

• Dedicated processing support available.

• Direct access to underwriting services.

• An 8-person marketing team to assist.

• Personalized marketing campaigns tailored to your needs.

• Access to CRM tools for better management.

• Support for social media initiatives.

• Customized business development assistance.

• A diverse array of Conventional, government, construction, renovation, and specialty loan programs.