Mortgage Specialist – Loan Officer/Originator

This is a fully remote position, open to applicants in South Carolina.

📋 Description

• Establish and nurture referral connections with real estate agents, builders, industry professionals, previous clients, and personal networks.

• Guide clients through the mortgage process by consulting, completing loan applications, answering inquiries, and providing valuable insights.

• Assess borrower needs and financial data to suggest suitable loan products, rates, and financing alternatives.

• Oversee the loan pipeline from the application stage to closing.

• Ensure all documentation is thorough, accurate, and submitted punctually.

• Provide timely updates on loans and set clear expectations for borrowers, realtors, referral partners, and internal support teams.

• Collaborate with processors, underwriters, and other team members to address inquiries and resolve issues.

• Stay informed about mortgage products, rates, investor requirements, underwriting standards, and origination processes.

• Meet with clients and referral partners while representing Equity Resources within the local marketplace.

• Adhere to relevant federal and state regulations, company policies, and lending standards.

• Offer knowledgeable, responsive, and personalized service to borrowers and referral partners.

⛳️ Requirements

• Minimum of 3 years' experience as a licensed Mortgage Loan Officer/Originator.

• Possession of active state-specific mortgage license(s) or the capability to complete necessary national and state testing and secure applicable licensing within the required timeframe.

• Bachelor’s degree in Business Management, Finance, Administration, or a related discipline, or a comparable combination of education and relevant experience.

• Comprehensive understanding of conventional and government lending guidelines, federal lending regulations, and the processes associated with residential mortgage processing, underwriting, and closing.

• Demonstrated sales and customer service proficiency.

• Strong judgment, problem-solving, mathematical, organizational, and computer skills with a high degree of accuracy.

• Exceptional written and verbal communication abilities.

• Capability to collaborate effectively with team members and all organizational levels.

• Self-driven and team-oriented.

• Strong ambition to succeed and thrive in a competitive environment.

🏝️ Benefits

• Medical, dental & vision insurance.

• HSA & FSA options.

• Company-paid life & AD&D insurance.

• Short- & long-term disability coverage.

• Voluntary supplemental insurance options.

• Pet insurance.

• Additional employee programs, discounts & services.

• 401(k) with company match.

• Dedicated processing support.

• Direct access to underwriting.

• 8-person marketing team.

• Personalized marketing campaigns.

• CRM tools.

• Social media support.

• Flexibility and tailored business development support.

• A wide variety of Conventional, government, construction, renovation, and specialty loan programs.