Mortgage Specialist – Loan Officer/Originator

This is a fully remote position, open to applicants in Pennsylvania.

📋 Description

• Cultivate relationships, expand your network, and facilitate homeownership opportunities.

• Drive new business and establish referral partnerships.

• Assist borrowers throughout the mortgage journey, from application to closing.

• Act as a reliable representative within the local community.

• Build and sustain referral connections with realtors, builders, industry professionals, former clients, and personal networks.

• Consult with clients, complete loan applications, address inquiries, and offer guidance during the mortgage process.

• Assess borrower needs and financial data to suggest suitable loan products, rates, and financing alternatives.

• Oversee the mortgage pipeline from application to closing.

• Confirm that documentation is thorough, precise, and submitted promptly.

• Provide timely loan updates and establish clear expectations with borrowers, realtors, referral partners, and internal support teams.

• Work together with processors, underwriters, and other team members to tackle challenges and ensure smooth loan progression.

• Stay informed about mortgage products, rates, investor requirements, underwriting standards, and origination processes.

• Meet with clients and referral partners, representing Equity Resources within the local market.

• Adhere to all relevant federal and state regulations, company policies, and lending standards.

• Offer knowledgeable, responsive, and personalized service to borrowers and referral partners.

⛳️ Requirements

• Over 3 years of experience as a licensed Mortgage Loan Officer/Originator.

• Possess an active state-specific mortgage license(s) or the capability to complete necessary national and state testing to obtain applicable licensing within the required time frame.

• Bachelor’s degree in Business Management, Finance, Administration, or a related field, or a comparable combination of education and relevant experience.

• In-depth understanding of conventional and government lending guidelines, federal lending regulations, and residential mortgage processing, underwriting, and closing procedures.

• Demonstrated sales and customer service capabilities.

• Strong judgment, problem-solving, mathematical, organizational, and computer skills with a high degree of accuracy.

• Exceptional written and verbal communication abilities.

• Capacity to collaborate effectively with team members and across all organizational levels.

• Self-driven and team-oriented.

• Strong ambition to succeed and thrive in a competitive landscape.

🏝️ Benefits

• Dedicated processing support.

• Direct access to underwriting.

• An 8-person marketing team.

• Customized marketing campaigns.

• CRM tools.

• Social media assistance.

• Tailored business development support.

• Medical, dental, and vision insurance.

• HSA and FSA options.

• Company-sponsored life and AD&D insurance.

• Short- and long-term disability coverage.

• Voluntary supplemental insurance options.

• Pet insurance.

• Additional employee programs, discounts, and services.

• 401(k) plan with company match.