Mortgage Specialist – Loan Officer/Originator

This is a fully remote position, open to applicants in Pennsylvania.

📋 Description

• Establish and nurture referral connections with realtors, builders, industry professionals, former clients, and personal networks.

• Guide clients through the mortgage journey by consulting with them, completing loan applications, addressing inquiries, and offering expert advice.

• Assess borrower requirements and financial details to recommend suitable loan products, rates, and financing alternatives.

• Oversee the loan pipeline from application to closing stages.

• Ensure that all documentation is thorough, precise, and submitted punctually.

• Provide timely updates on loan status while setting clear expectations with borrowers, realtors, referral partners, and internal support teams.

• Work collaboratively with processors, underwriters, and other team members to resolve questions and overcome challenges.

• Stay informed about mortgage products, rates, investor requirements, underwriting standards, and origination processes.

• Meet with clients and referral partners, representing Equity Resources in the local market.

• Adhere to relevant federal and state regulations, company policies, and lending standards.

• Offer knowledgeable, responsive, and personalized service to both borrowers and referral partners.

⛳️ Requirements

• A minimum of 3 years of experience as a licensed Mortgage Loan Officer/Originator.

• Active state-specific mortgage license(s), or the ability to successfully complete the required national and state examinations to secure necessary licensing within the designated timeframe.

• Bachelor’s degree in Business Management, Finance, Administration, or a related field, or an equivalent blend of education and relevant experience.

• Strong understanding of conventional and government lending guidelines.

• Familiarity with federal lending regulations.

• Knowledge of residential mortgage processing, underwriting, and closing protocols.

• Demonstrated sales and customer service capabilities.

• Excellent judgment, problem-solving, mathematical, organizational, and computer skills.

• High degree of accuracy in work.

• Exceptional written and verbal communication abilities.

• Capacity to effectively collaborate with team members and all organizational levels.

• Self-driven and team-oriented.

• A strong ambition to succeed and excel in a competitive landscape.

🏝️ Benefits

• Medical, dental & vision insurance.

• HSA & FSA options available.

• Company-funded life & AD&D insurance.

• Short- and long-term disability coverage.

• Options for voluntary supplemental insurance.

• Pet insurance coverage.

• Additional employee programs, discounts, and services.

• 401(k) plan with company matching.

• Dedicated processing support.

• Direct access to underwriting teams.

• An 8-person marketing team.

• Tailored marketing campaigns.

• CRM tools for efficient management.

• Support for social media initiatives.

• Flexible and personalized business development assistance.

• A wide variety of loan programs, including Conventional, government, construction, renovation, and specialty options.