Mortgage Specialist – Loan Officer/Originator

This is a fully remote position, open to applicants in Ohio.

📋 Description

• Establish and nurture referral connections with realtors, builders, industry professionals, former clients, and personal networks.

• Advise clients, complete loan applications, address inquiries, and assist borrowers throughout the mortgage journey.

• Assess borrower needs and financial details to suggest suitable loan products, rates, and financing alternatives.

• Oversee the loan pipeline from application to closing.

• Ensure all documentation is accurate, complete, and submitted punctually.

• Provide prompt loan updates and set clear expectations with borrowers, realtors, referral partners, and internal support teams.

• Collaborate with processors, underwriters, and other team members to address challenges and ensure loans progress smoothly.

• Stay informed about mortgage products, rates, investor requirements, underwriting guidelines, and origination processes.

• Meet with clients and referral partners, representing Equity Resources in the local market.

• Adhere to relevant federal and state regulations, company policies, and lending standards.

• Deliver knowledgeable, responsive, and personalized service to borrowers and referral partners.

⛳️ Requirements

• Over 3 years of experience as a licensed Mortgage Loan Officer/Originator.

• Active state-specific mortgage license(s) or the ability to complete required national and state testing and acquire the necessary licensing within the designated timeframe.

• Bachelor’s degree in Business Management, Finance, Administration, or a related field, or a comparable combination of education and relevant experience.

• Comprehensive understanding of conventional and government lending guidelines.

• Familiarity with federal lending regulations.

• Knowledge of residential mortgage processing, underwriting, and closing procedures.

• Demonstrated sales and customer service capabilities.

• Strong judgment, problem-solving, mathematical, organizational, and computer skills.

• High degree of accuracy.

• Excellent written and verbal communication abilities.

• Capability to collaborate effectively with team members and all organizational levels.

• Self-driven and team-oriented.

• Strong ambition to succeed and thrive in a competitive environment.

🏝️ Benefits

• Medical, dental & vision insurance.

• HSA & FSA options.

• Company-sponsored life & AD&D insurance.

• Short- & long-term disability coverage.

• Optional supplemental insurance choices.

• Pet insurance.

• Additional employee programs, discounts & services.

• 401(k) plan with company matching.

• Dedicated processing support.

• Direct access to underwriting.

• An 8-member marketing team.

• Customized marketing campaigns.

• CRM tools.

• Social media support.

• Personalized business development assistance.

• Flexible approach to business growth.

• A variety of conventional, government, construction, renovation, and specialty loan programs.