Mortgage Specialist – Loan Officer/Originator

This is a fully remote position, open to applicants in Ohio, +1 more state.

📋 Description

• Build and sustain referral relationships with realtors, builders, industry professionals, former clients, and personal networks.

• Guide clients by completing loan applications, addressing inquiries, and providing support throughout the mortgage journey.

• Assess borrower needs and financial details to suggest suitable loan products, rates, and financing solutions.

• Oversee the loan pipeline from application to closing.

• Ensure that all documentation is thorough, precise, and submitted punctually.

• Provide timely updates on loans and establish clear expectations with borrowers, realtors, referral partners, and internal support teams.

• Work collaboratively with processors, underwriters, and other team members to address queries and resolve issues.

• Stay informed about mortgage products, rates, investor requirements, underwriting standards, and origination processes.

• Meet with clients and referral partners, representing Equity Resources in the local market.

• Adhere to relevant federal and state regulations, company policies, and lending criteria.

• Offer knowledgeable, responsive, and personalized service to borrowers and referral partners.

⛳️ Requirements

• A minimum of 3 years of experience as a licensed Mortgage Loan Officer/Originator.

• Possession of active state-specific mortgage license(s) or the capability to complete necessary national and state examinations and secure applicable licensing within the stipulated timeframe.

• A bachelor’s degree in Business Management, Finance, Administration, or a related discipline, or an equivalent mix of education and relevant experience.

• In-depth understanding of conventional and government lending guidelines, federal lending regulations, and residential mortgage processing, underwriting, and closing procedures.

• Demonstrated sales and customer service abilities.

• Strong judgment, problem-solving, mathematical, organizational, and computer skills with a high degree of accuracy.

• Outstanding written and verbal communication skills.

• Ability to work collaboratively with team members and across all organizational levels.

• Self-driven and team-oriented.

• A strong desire to succeed and thrive in a competitive setting.

🏝️ Benefits

• Medical, dental & vision insurance.

• HSA & FSA options.

• Company-paid life & AD&D insurance.

• Short- & long-term disability coverage.

• Voluntary supplemental insurance options.

• Pet insurance.

• Additional employee programs, discounts & services.

• 401(k) with company match.