Mortgage Specialist – Loan Officer/Originator

This is a fully remote position, open to applicants in North Carolina.

📋 Description

• Build and sustain referral connections with realtors, builders, industry experts, previous clients, and personal networks.

• Advise clients, complete loan applications, address inquiries, and guide borrowers throughout the mortgage journey.

• Assess borrower requirements and financial details to suggest appropriate loan products, rates, and financing alternatives.

• Oversee the loan pipeline from application to closing.

• Ensure that documentation is thorough, accurate, and submitted punctually.

• Provide timely updates on loans and establish clear expectations with borrowers, realtors, referral partners, and internal support teams.

• Work collaboratively with processors, underwriters, and other team members to address challenges and ensure the progression of loans.

• Stay informed about mortgage products, rates, investor prerequisites, underwriting standards, and origination processes.

• Meet with clients and referral partners while representing Equity Resources in the local market.

• Adhere to relevant federal and state regulations, company policies, and lending standards.

• Offer knowledgeable, prompt, and personalized service to borrowers and referral partners.

• Cultivate relationships, generate new business, and enhance a robust book of business.

⛳️ Requirements

• A minimum of 3 years of experience as a licensed Mortgage Loan Officer/Originator.

• Active state-specific mortgage licenses or the capability to complete the necessary national and state testing and obtain relevant licensing within the required timeframe.

• A Bachelor’s degree in Business Management, Finance, Administration, or a related field, or an equivalent combination of education and relevant experience.

• Comprehensive understanding of conventional and government lending guidelines, federal lending regulations, and residential mortgage processing, underwriting, and closing practices.

• Demonstrated sales and customer service proficiency.

• Strong judgment, problem-solving, mathematical, organizational, and computer skills with a high degree of accuracy.

• Exceptional written and verbal communication abilities.

• Capacity to collaborate effectively with team members and all organizational levels.

• Self-motivated and team-oriented.

• A strong desire to succeed and thrive in a competitive setting.

🏝️ Benefits

• Medical, dental & vision insurance.

• HSA & FSA options.

• Company-paid life & AD&D insurance.

• Short- & long-term disability coverage.

• Voluntary supplemental insurance options.

• Pet insurance.

• Additional employee programs, discounts & services.

• 401(k) with company match.

• Dedicated processing support.

• Direct access to underwriting.

• 8-person marketing team.

• Personalized marketing campaigns.

• CRM tools.

• Social media support.

• Personalized business development assistance.

• A diverse array of Conventional, government, construction, renovation, and specialty loan programs.