Mortgage Specialist – Loan Officer/Originator

This is a fully remote position, open to applicants in North Carolina.

📋 Description

• Establish and nurture referral connections with realtors, builders, industry professionals, former clients, and personal networks.

• Advise clients, complete loan applications, respond to inquiries, and guide borrowers throughout the mortgage process.

• Assess borrower needs and financial information to recommend suitable loan products, rates, and financing options.

• Oversee the loan pipeline from application to closing.

• Ensure that documentation is thorough, precise, and submitted within deadlines.

• Provide timely updates on loans and set clear expectations with borrowers, Realtors, referral partners, and internal support teams.

• Work collaboratively with processors, underwriters, and other team members to address challenges and ensure loans progress smoothly.

• Stay informed about mortgage products, rates, investor requirements, underwriting guidelines, and origination processes.

• Meet with clients and referral partners, representing Equity Resources in the local market.

• Adhere to relevant federal and state regulations, company policies, and lending criteria.

• Offer knowledgeable, responsive, and personalized service to borrowers and referral partners.

⛳️ Requirements

• A minimum of 3 years of experience as a licensed Mortgage Loan Officer/Originator.

• Active state-specific mortgage license(s), or the ability to complete necessary national and state testing and acquire applicable licensing within the required timeframe.

• A Bachelor’s degree in Business Management, Finance, Administration, or a related field, or an equivalent combination of education and relevant experience.

• Comprehensive knowledge of conventional and government lending guidelines, federal lending regulations, and residential mortgage processing, underwriting, and closing procedures.

• Demonstrated sales and customer service abilities.

• Strong judgment, problem-solving capabilities, mathematical aptitude, organizational skills, and computer proficiency with a high degree of accuracy.

• Exceptional written and verbal communication skills.

• Ability to collaborate effectively with team members and all organizational levels.

• Self-motivated with a team-oriented mindset.

• A strong desire to succeed and thrive in a competitive environment.

🏝️ Benefits

• Medical, dental & vision insurance.

• HSA & FSA options available.

• Company-paid life & AD&D insurance.

• Short- & long-term disability coverage.

• Voluntary supplemental insurance options.

• Pet insurance.

• Additional employee programs, discounts & services.

• 401(k) with company match.

• Dedicated processing support.

• Direct access to underwriting.

• Marketing resources, personalized campaigns, CRM tools, and social media support.

• Flexible and personalized business development assistance.

• A variety of loan programs, including conventional, government, construction, renovation, and specialty programs.