Mortgage Specialist, Loan Officer/Originator

This is a fully remote position, open to applicants in Florida.

📋 Description

• Cultivate and sustain referral connections with realtors, builders, industry experts, previous clients, and personal networks.

• Advise clients, complete loan applications, address inquiries, and offer assistance throughout the mortgage journey.

• Assess borrower requirements and financial details to suggest suitable loan products, rates, and financing alternatives.

• Oversee the loan pipeline from application to closing.

• Ensure that documentation is thorough, precise, and submitted punctually.

• Provide timely updates on loans and establish clear expectations with borrowers, real estate agents, referral partners, and internal support teams.

• Collaborate with processors, underwriters, and other team members to resolve questions and overcome challenges.

• Stay informed about mortgage products, rates, investor prerequisites, underwriting standards, and origination processes.

• Meet with clients and referral partners, representing Equity Resources in the local market.

• Adhere to relevant federal and state regulations, company policies, and lending criteria.

• Deliver knowledgeable, responsive, and customized service to borrowers and referral partners.

⛳️ Requirements

• Over 3 years of experience as a licensed Mortgage Loan Officer/Originator.

• Active state-specific mortgage license(s) or the capability to complete required national and state examinations and secure relevant licensing within the designated timeframe.

• Bachelor’s degree in Business Management, Finance, Administration, or a related discipline, or a comparable combination of education and applicable experience.

• Extensive knowledge of conventional and government lending guidelines, federal lending regulations, as well as residential mortgage processing, underwriting, and closing protocols.

• Demonstrated sales and customer service abilities.

• Strong analytical, problem-solving, mathematical, organizational, and computer skills with a high degree of accuracy.

• Exceptional written and verbal communication skills.

• Ability to work collaboratively with team members and all organizational levels.

• Self-driven and team-oriented.

• Strong ambition to succeed and excel in a competitive landscape.

🏝️ Benefits

• Dedicated processing support.

• Direct access to underwriting.

• An 8-person marketing team.

• Customized marketing campaigns.

• CRM tools.

• Social media support.

• Tailored business development assistance.

• Medical, dental & vision insurance.

• HSA & FSA options.

• Company-paid life & AD&D insurance.

• Short- & long-term disability coverage.

• Voluntary supplemental insurance options.

• Pet insurance.

• Additional employee programs, discounts & services.

• 401(k) with company match.