Mortgage Specialist – Loan Officer, Originator

This is a fully remote position, open to applicants in Ohio.

📋 Description

• Build and sustain robust referral relationships with realtors, builders, industry professionals, former clients, and personal networks.

• Guide clients through the mortgage process by consulting with them, completing loan applications, answering inquiries, and providing support.

• Assess borrower requirements and financial data to suggest suitable loan products, rates, and financing alternatives.

• Oversee the loan pipeline from application to closing.

• Ensure all documentation is thorough, precise, and submitted punctually.

• Provide timely updates on loans and establish clear expectations with borrowers, Realtors, referral partners, and internal support teams.

• Work collaboratively with processors, underwriters, and other team members to address inquiries and overcome challenges.

• Stay updated on mortgage products, rates, investor requirements, underwriting standards, and origination processes.

• Engage with clients and referral partners, representing Equity Resources in the local market.

• Adhere to relevant federal and state regulations, company policies, and lending standards.

• Offer knowledgeable, prompt, and personalized service to borrowers and referral partners.

⛳️ Requirements

• Minimum of 3 years experience as a licensed Mortgage Loan Officer/Originator.

• Possession of active state-specific mortgage license(s) or the capability to complete necessary national and state testing and acquire applicable licenses within the designated timeframe.

• Bachelor’s degree in Business Management, Finance, Administration, or a related discipline, or an equivalent combination of education and pertinent experience.

• Comprehensive understanding of conventional and government lending guidelines, federal lending regulations, and residential mortgage processing, underwriting, and closing practices.

• Demonstrated sales and customer service expertise.

• Strong judgment, problem-solving, mathematical, organizational, and computer skills.

• Exceptional accuracy in work.

• Excellent verbal and written communication abilities.

• Capacity to collaborate effectively with team members and all organizational levels.

• Self-driven and team-oriented.

• Strong ambition to succeed and thrive in a competitive landscape.

🏝️ Benefits

• Medical, dental & vision insurance.

• HSA & FSA options.

• Company-funded life & AD&D insurance.

• Short- & long-term disability coverage.

• Optional supplemental insurance offerings.

• Pet insurance.

• Additional employee programs, discounts & services.

• 401(k) plan with company match.

• Dedicated processing assistance.

• Direct access to underwriting.

• An 8-member marketing team.

• Tailored marketing campaigns.

• CRM tools available.

• Social media support.

• Flexibility and customized business development assistance.

• A diverse array of Conventional, government, construction, renovation, and specialty loan programs.