Mortgage Specialist – Loan Officer / Originator

This is a fully remote position, open to applicants in Ohio.

📋 Description

• Establish and nurture referral connections with realtors, builders, industry professionals, former clients, and personal networks.

• Engage with clients to complete loan applications, address inquiries, and offer guidance throughout the mortgage journey.

• Assess borrower needs and financial details to suggest appropriate loan products, rates, and financing options.

• Oversee the loan pipeline from application to closing.

• Ensure that all documentation is complete, precise, and submitted punctually.

• Provide timely updates on loans and set clear expectations for borrowers, realtors, referral partners, and internal support teams.

• Work collaboratively with processors, underwriters, and other team members to address challenges and keep loans progressing.

• Stay updated on mortgage products, rates, investor requirements, underwriting criteria, and origination processes.

• Meet with clients and referral partners, representing Equity Resources in the local market.

• Adhere to relevant federal and state regulations, company policies, and lending standards.

• Offer knowledgeable, responsive, and personalized service to borrowers and referral partners.

⛳️ Requirements

• Over 3 years of experience as a licensed Mortgage Loan Officer/Originator.

• Active state-specific mortgage license(s), or the ability to complete the required national and state examinations and secure applicable licensing within the designated timeframe.

• A Bachelor’s degree in Business Management, Finance, Administration, or a related discipline, or an equivalent combination of education and relevant experience.

• Comprehensive knowledge of conventional and government lending guidelines.

• Familiarity with federal lending regulations.

• Understanding of residential mortgage processing, underwriting, and closing procedures.

• Demonstrated sales and customer service abilities.

• Strong judgment, problem-solving, mathematical, organizational, and computer skills.

• High degree of accuracy.

• Exceptional written and verbal communication skills.

• Ability to collaborate effectively with team members and all organizational levels.

• Self-motivated and oriented towards teamwork.

• Strong drive to succeed and thrive in a competitive landscape.

🏝️ Benefits

• Medical, dental & vision insurance.

• HSA & FSA options.

• Company-paid life & AD&D insurance.

• Short- & long-term disability coverage.

• Voluntary supplemental insurance options.

• Pet insurance.

• Additional employee programs, discounts & services.

• 401(k) with company matching.

• Dedicated processing support.

• Direct access to underwriting.

• An 8-person marketing team.

• Customized marketing campaigns.

• CRM tools.

• Social media assistance.

• Flexible, personalized business development support.

• A wide array of conventional, government, construction, renovation, and specialty loan programs.