Mortgage Specialist – Loan Officer, Originator

This is a fully remote position, open to applicants in North Carolina.

📋 Description

• Cultivate and sustain referral connections with realtors, builders, industry professionals, former clients, and personal networks.

• Provide consultation to clients, complete loan applications, address inquiries, and guide borrowers throughout the mortgage journey.

• Assess borrower needs and financial data to suggest suitable loan products, rates, and financing alternatives.

• Oversee the loan pipeline from application to closing.

• Ensure all documentation is thorough, precise, and submitted promptly.

• Offer timely updates on loans and establish clear expectations with borrowers, realtors, referral partners, and internal support teams.

• Collaborate with processors, underwriters, and other team members to address challenges and ensure the progression of loans.

• Keep up-to-date knowledge of mortgage products, rates, investor requirements, underwriting guidelines, and origination processes.

• Meet with clients and referral partners, representing Equity Resources in the local market.

• Adhere to relevant federal and state regulations, company policies, and lending standards.

• Provide knowledgeable, responsive, and personalized service to borrowers and referral partners.

• Build relationships, create new business opportunities, guide borrowers through the mortgage process, and develop a robust book of business.

⛳️ Requirements

• Minimum of 3 years of experience as a licensed Mortgage Loan Officer/Originator.

• Possession of active state-specific mortgage license(s) or capability to complete necessary national and state testing and secure applicable licensing within the stipulated timeframe.

• Bachelor's degree in Business Management, Finance, Administration, or a related discipline, or a comparable combination of education and relevant experience.

• Strong understanding of conventional and government lending guidelines.

• Familiarity with federal lending regulations.

• Knowledge of residential mortgage processing, underwriting, and closing practices.

• Demonstrated sales and customer service capabilities.

• Excellent judgment, problem-solving, mathematical, organizational, and computer skills.

• High degree of accuracy.

• Exceptional written and verbal communication skills.

• Ability to effectively collaborate with team members and all organizational levels.

• Self-motivated and oriented towards teamwork.

• Strong ambition to succeed and thrive in a competitive landscape.

🏝️ Benefits

• Medical, dental & vision insurance.

• HSA & FSA options.

• Company-paid life & AD&D insurance.

• Short- & long-term disability coverage.

• Voluntary supplemental insurance options.

• Pet insurance.

• Additional employee programs, discounts & services.

• 401(k) with company match.

• Dedicated processing support.

• Direct access to underwriting.

• An 8-person marketing team.

• Tailored marketing campaigns.

• CRM tools and social media assistance.

• Flexible business development support.

• A diverse range of Conventional, government, construction, renovation, and specialty loan programs.