Mortgage Representative – Non-Producing

This is a fully remote position, open to applicants in Utah.

📋 Description

• Offer subject matter expertise to product, pricing, marketing, technology, and support teams concerning HELOC strategy.

• Advise on internal process enhancements, technical requirements, and go-to-market strategies.

• Collaborate with compliance, legal, licensing, and management teams on regulatory issues and business changes impacting licensure.

• Assist in the implementation and upkeep of compliance policies as well as the development and delivery of compliance training.

• Oversee the monitoring of MLO licensing status, completion of continuing education, and adherence to regulatory and company standards.

• Manage regulatory responses and act as the Company's representative during regulatory examinations and licensing reviews in Utah.

• Facilitate the timely submission of regulatory filings, reports, and renewals.

• Supervise, guide, and support licensed MLOs operating under the Company’s Utah mortgage license, as applicable.

• Ensure that branch locations and licensed personnel in Utah maintain proper licensing, registration, and good standing.

• Oversee the Company’s licensed mortgage activities in Utah to ensure compliance with federal and state laws and regulations, including the SAFE Act, RESPA, TILA, ECOA, and Utah mortgage broker and lending laws.

⛳️ Requirements

• Must currently hold an active Utah Lending Manager license or be able to obtain and maintain one as applicable.

• Capability to be designated as the Principal Lending Manager for the Company, ensuring Licensed Lending Manager status is upheld at all times.

• Minimum experience as mandated by the Utah Department of Commerce - Division of Real Estate to qualify as the licensed Utah Lending Manager.

• Proven knowledge of federal mortgage regulations and the licensing requirements for Utah mortgage operations.

• Experience in supervising licensed mortgage operations and/or licensed MLOs.

• Ability to obtain and maintain active applicable state licensure through NMLS.

• Bachelor’s degree in Business, Finance, or a related field (preferred).

• Previous experience as a Principal Lending Manager, Qualifying Individual, Branch Manager, or a similar responsible position under a state mortgage license (preferred).

• Prior experience managing licensing or examination activities through NMLS (preferred).

• Familiarity with multi-state mortgage broker licensing requirements (preferred).

🏝️ Benefits

• Equal opportunity employment practices.

• Support for communities through initiatives aimed at creating safe, affordable housing, enhancing community spaces, developing the next generation of skilled trade experts, and providing disaster relief.