Mortgage Processor/Underwriter

This is a fully remote position, open to applicants in United States.

📋 Description

• Calculate advance amounts for the Knock Bridge Loan utilizing internal methodologies and guidelines.

• Precisely condition loan files based on the application submitted and the associated documentation.

• Maintain consistent internal communication regarding the status of loans and updates on approvals.

• Communicate professionally and effectively with external Lending Partners, Agents, and Borrowers.

• Review title reports and homeowners/flood insurance to verify Knock’s lien position and security interest.

• Efficiently manage and process a daily pipeline of loans while adhering to company turnaround times.

• Stay informed and current with all company policies, procedures, industry regulations, and other changes affecting Knock and the wider industry.

• Commit to continuous learning and growth while assisting in the development of others; act as a mentor and resource both within your team and beyond.

• Undertake ad-hoc projects as they arise and proactively support the team wherever assistance is needed.

⛳️ Requirements

• Proven experience as a Senior Mortgage Loan Processor or Junior Underwriter, with a strong grasp of underwriting processes and lending systems.

• Excellent analytical thinking and decision-making abilities, with a knack for interpreting and applying lending guidelines effectively.

• Strong organizational skills to juggle multiple competing priorities and meet deadlines in a fast-paced startup environment.

• Outstanding written and verbal communication skills; a natural over-communicator.

• Demonstrated efficiency and success in handling multiple tasks at the same time.

• Quick learner with an inherent ability to adopt new technologies and rapidly enhance personal skills through self-learning, research, and asking insightful questions.

• A passion for real estate innovation and a desire to make a significant impact in people’s lives.

• Ability to excel in a dynamic, fast-evolving growth environment and confidently share new ideas.

• Strong understanding of various loan products, credit reports, and debt-to-income ratios.

• Proven success working entirely remotely and collaborating with a geographically distributed national team.

• High school diploma or equivalent experience.

• At least 3 years of relevant industry experience.

• Commitment to fostering diverse, equitable, and inclusive practices and programs that enhance Knock’s dedication to making a difference, learning, prioritizing people, and being open and courageous.

🏝️ Benefits

• Comprehensive medical, dental, and vision benefits for full-time employees starting on the first day of employment.

• Flexible Paid Time Off for full-time employees.

• Paid parental leave for all full-time employees:

• - 12 weeks of paid parental leave for the birthing parent.

• - 6 weeks of paid parental leave for the non-birthing parent.

• An annual allowance of $1,000 for professional development.

• Life, AD&D, and Disability insurance for full-time employees.

• 401K (noncontributory by Knock) available for all employees.

• $75 monthly allowance for health and wellness.

• Up to $400 monthly for a co-working space for eligible employees.

• $100 monthly allowance for home internet, mobile phone, or other communication devices.

• $2,500 referral bonus for eligible employees.