Mortgage Loan Originator II

This is a fully remote position, open to applicants in Texas.

📋 Description

• Provide exceptional service to current members and attract new members by originating high-quality real estate loan products.

• Build and cultivate relationships with potential and existing borrowers through both self-sourced and assigned leads.

• Drive mortgage loan volume generation.

• Foster business growth through community involvement, collaborations with real estate professionals and local organizations, as well as social media engagement.

• Conduct meetings with borrowers and referral partners in the field to facilitate mortgage loan origination.

• Maintain a steady pipeline of activity and update management on progress regularly.

• Offer guidance to borrowers regarding available mortgage products.

• Establish clear expectations throughout the loan process.

• Stay informed about current lending options.

⛳️ Requirements

• Minimum of 2 years of recent experience in mortgage lending.

• Proficient in proper loan pricing based on credit union rate determinations.

• Understanding of points and discounts usage.

• Must be registered as a Mortgage Loan Originator (MLO) with the Nationwide Mortgage Licensing System (NMLS) and Registry annually, with timely updates as necessary.

• Familiarity with Desktop Underwriter and/or Loan Prospector underwriting systems.

• Experience in packaging loans that conform to established standards.

• Competence in using personal computers, Microsoft Office suite (Excel, Word, and PowerPoint), Credit Bureau Systems, and financial calculators.

• High school diploma or GED required.

• Must be bondable.

• Reliable internet access with a minimum speed of 50MBPS.

• FHA and VA origination experience is advantageous.

• Previous experience with Encompass is preferred.

• A Bachelor's degree in business or a related field is preferred.

🏝️ Benefits

• Incentive pay of up to 130 basis points per loan.

• Tailored volunteer opportunities with key partners.

• Additional paid time off for volunteer-related activities.

• Tuition benefits for both undergraduate and graduate courses for eligible full-time and part-time team members.

• 401(k) plan with a company match of 100% on the first 5% contributed.

• Marketing department support, including listing sheets and social media content creation.

• Daily leads provided to enhance self-generated business.

• Competitive incentive plan.

• Access to top-tier support and advanced industry technology.