Mortgage Loan Originator

This is a fully remote position, open to applicants in United States.

📋 Description

• Generate residential mortgage loans by cultivating and maintaining relationships with real estate agents, builders, and various referral sources.

• Assist clients in choosing the most suitable mortgage product aligned with their financial circumstances and objectives.

• Guide clients through the mortgage application journey, including completing loan applications and collecting necessary documentation.

• Evaluate applicants' financial conditions, credit histories, and property assessments to determine the feasibility of loans.

• Present loan alternatives and clarify terms and conditions to clients in a transparent and comprehensible manner.

• Ensure that all loans adhere to underwriting standards and comply with state and federal regulations.

• Communicate with underwriters, processors, and other stakeholders to facilitate timely loan approvals and closings.

• Stay updated on market trends, loan products, and modifications in mortgage regulations.

• Achieve set sales targets while maintaining high levels of customer satisfaction.

⛳️ Requirements

• High school diploma or equivalent qualification.

• Bachelor's degree in finance, business, or a related field is preferred.

• Demonstrated experience as a Mortgage Loan Officer, Loan Originator, or in a similar position.

• A valid NMLS (Nationwide Mortgage Licensing System) license is required.

• Familiarity with loan origination systems (LOS) and mortgage lending regulations (such as FHA, VA, USDA, and conventional loans).

• Strong understanding of financial documentation and credit evaluation processes.

• Outstanding interpersonal, communication, and sales capabilities.

• Ability to work autonomously and manage time efficiently.

• High integrity and strong ethical principles are essential.

🏝️ Benefits

• Competitive compensation based on skills and experience.

• Comprehensive benefits package including health insurance, pre-tax HSA, FSA accounts, and dental & vision coverage.

• Life and AD&D Insurance along with additional voluntary benefit options.

• 401K plan with a generous company match.

• Flexible PTO program.

• Earned Sick & Safe Time (ESST).

• An opportunity to work with the Midwest’s fastest-growing lender.