Mortgage Loan Originator

This is a fully remote position, open to applicants in Virginia.

📋 Description

• Cultivate and generate residential mortgage loan business through member referrals, business development initiatives, community engagement, and strategic referral partnerships.

• Advise and guide members in assessing their financing needs and suggest suitable mortgage solutions.

• Navigate borrowers through the mortgage process, providing an outstanding member experience while ensuring compliance with regulatory and secondary market standards.

• Initiate and submit loans for processing and decision-making within set timelines, and communicate the outcomes to members.

• Build and maintain referral relationships with real estate professionals, builders, financial advisors, attorneys, employers, and community organizations.

• Act as a representative of the Credit Union at networking events, educational seminars, homebuyer workshops, and community outreach initiatives.

• Assess mortgage loan eligibility against secondary mortgage criteria.

• Promote additional credit union services.

• Stay updated on current mortgage lending trends and market dynamics.

• Carry out other related responsibilities as assigned.

• Adhere to government and other regulations impacting the credit union industry, including OFAC and the Bank Secrecy Act.

• Achieve or surpass performance expectations outlined in essential functions and responsibilities.

⛳️ Requirements

• A minimum of three to five years of relevant experience.

• An associate degree, completion of a specialized certification or licensing, or completion of specialized training programs offered by vendors, or job-specific skills acquired through an apprenticeship.

• Must be registered with the Nationwide Mortgage Licensing System (NMLS) and registry as a prerequisite for employment.

• Understanding of the secondary market and experience in first and second mortgage residential real estate lending.

• Strong communication skills.

• Proficient in using a keyboard, computer/laptop, calculator, copier/scanner, and telephone.

• Ability to read and comprehend financial statements, contracts, applications, computer printouts, manuals, and related documents.

• Proficient in mortgage loan origination systems (LOS), CRM platforms, Microsoft 365 applications, video conferencing tools, electronic signature platforms, and digital document management systems.

• Capability to occasionally lift and/or move up to 20 pounds.

🏝️ Benefits

• Eligible for remote work.

• Reasonable accommodations may be provided to enable individuals with disabilities to perform essential job functions.