Mortgage Loan Originator

This is a fully remote position, open to applicants in Arizona.

📋 Description

• Generate residential first mortgage loans through external referrals.

• Achieve management's standards and targets for mortgage loan sales and cross-selling efforts.

• Take charge of residential mortgage loans from application to closing.

• Build referral connections with realtors, builders, professional acquaintances, and personal networks.

• Stay informed about mortgage policies, loan products, processing protocols, underwriting criteria, and departmental procedures.

• Adhere to established guidelines for escalating exceptions.

• Process applicant applications using the Fannie Mae Form 1003.

• Utilize a laptop for communication, accessing daily rates, retrieving applicant credit reports and Loan Prospector responses, and submitting loans to LOMAS.

• Gather applicant documentation and submit loan packages within management timelines.

• Oversee the pipeline for originated loans until closing and complete necessary management reports.

• Provide timely updates and progress reports to branches and/or applicants.

• Maintain exceptional customer service while managing the expectations of applicants and support staff.

• Attend and engage in Consumer Lending meetings as required.

⛳️ Requirements

• High school diploma or equivalent is required.

• A four-year college degree is preferred.

• Familiarity with conventional and/or government lending guidelines.

• Understanding of residential mortgage processing, underwriting, and closing procedures.

• Knowledge of federal lending regulations related to real estate lending.

• Proven organizational abilities.

• Excellent written and verbal communication skills.

• Demonstrated skills in teamwork and customer service.

• Proficient computer skills.

• Basic sales technique capabilities.

• Strong motivation to succeed in a competitive setting.

• S.A.F.E. Act registration is required upon employment through the Nationwide Mortgage Licensing System (NMLS).

🏝️ Benefits

• Comprehensive benefits programs that support the physical, financial, emotional, and social well-being of employees and their families.

• Incentive compensation linked to company, line of business, and/or individual performance.

• A combination of base salary or draw with incentive compensation to establish total cash compensation.

• A workplace culture that is inclusive and engaged.

• Equal employment opportunity.