Mortgage and Credit Analyst

This is a fully remote position, open to applicants in Philippines.

📋 Description

• You will assist clients throughout the entire loan process, from application to settlement.

• You will accurately and efficiently process loan applications, ensuring adherence to all regulatory requirements.

• Your responsibilities will also include evaluating creditworthiness, examining financial documents, and determining the suitability of loans as risks.

• Effectively oversee the complete lifecycle of finance applications from initial submission to final settlement.

• Review and compile both Residential and Commercial Loans.

• Perform all administrative duties, data entry, and documentation management with precision, ensuring compliance and efficiency across loan facilities.

• Organize and manage multiple loan pipelines simultaneously in a systematic and structured way.

• Prioritize tasks effectively to sustain momentum, meet strict deadlines, and provide top-notch support.

• Evaluate borrower creditworthiness with a high level of analytical accuracy.

• Utilize a strong understanding of Australian banks' lending policies and frameworks to assist with deal structuring within Lender Policy.

• Maintain a comprehensive audit trail of internal and external compliance standards, ensuring all applications meet stringent regulatory industry standards.

• Act as a strong, effective communicator by managing professional interactions with mortgage brokers, clients, and lenders.

• Follow up directly with clients to gather necessary documentation and advance applications while providing consistent, proactive updates on application status and addressing all queries in an organized manner.

⛳️ Requirements

• A minimum of 2+ years of experience: Proven experience in broking support or credit analysis, with a track record of managing loan applications from lodgment to settlement, ensuring accuracy and compliance.

• Australian client experience: Experience as a loan processor or credit analyst servicing Australian clients.

• Strong communication skills: Proficient in both written and spoken English with excellent interpersonal abilities.

• Quick adaptability to CRM systems: Tech-savvy, capable of swiftly learning digital tools to manage workflows and streamline loan processing (Experience with Infynity and Apply Online is preferred but not mandatory).

• High attention to detail: Exceptional accuracy, particularly in data entry.

• Strong Internet Connection: Reliable fiber connectivity with a minimum bandwidth of 50 Mbps.

🏝️ Benefits

• Fully Remote Work: Work from home permanently. We provide you with all the necessary equipment to work effectively from home. Say goodbye to commuting.

• Competitive Compensation: A competitive salary package that reflects your experience and skills.

• Team Events: We host regular in-person events for all members of our Elephant Teams.

• Professional Growth: The chance to collaborate with some of the top Australian companies and executives to advance your career.