Money Laundering Reporting Officer

This is a fully remote position, open to applicants in Malta.

📋 Description

• Serve as the appointed MLRO responsible for overseeing the AML/CFT framework and ensuring compliance with the PMLFTR, FIAU Implementing Procedures, MiCA, the Transfer of Funds Regulation, and relevant EU regulations.

• Analyze escalated suspicious activities, submit suspicious transaction reports to the FIAU using goAML, and manage information requests from the FIAU.

• Own and conduct financial crime risk assessments, including evaluations of business and customer risks, thematic and jurisdictional risk analyses, and the annual FIAU Risk Evaluation Questionnaire.

• Supervise the AML/CFT compliance monitoring program, manage documentation, and track remediation efforts.

• Oversee customer due diligence (CDD), enhanced due diligence (EDD), sanctions screening, and transaction monitoring protocols.

• Ensure quality control throughout onboarding processes, customer risk evaluations, and transaction monitoring investigations.

• Manage AML/CFT due diligence and information requests from partners.

• Provide reports to senior management and the Board regarding financial crime risks, monitoring results, and progress on remediation efforts.

• Lead engagements with FIAU supervisors and AML/CFT inspections, while also supporting MFSA interactions and external audits.

• Collaborate with Legal, Partnerships, Operations, Product, and Risk teams to ensure compliance alignment.

⛳️ Requirements

• Must reside in Malta and be eligible for MFSA approval as MLRO.

• Proven experience in AML/CFT, financial crime, or compliance roles within regulated financial services or digital asset sectors.

• Comprehensive understanding of EU AML/CFT regulatory frameworks including the PMLFTR and FIAU Implementing Procedures, along with supervisory expectations.

• Experience in managing financial crime risk frameworks and AML/CFT compliance programs.

• Familiarity with engaging regulators and supporting regulatory interactions.

• Strong analytical, documentation, and communication capabilities.

• Ability to work autonomously and provide oversight for cross-functional teams.

• Nice-to-have: Previous experience as an MLRO or Deputy MLRO, preferably with an MFSA-licensed organization.

• Nice-to-have: Knowledge of MiCA CASP obligations.

• Nice-to-have: Understanding of Travel Rule requirements under the EU Transfer of Funds Regulation.

• Nice-to-have: Insight into Bitcoin and digital asset financial crime typologies.

• Nice-to-have: Experience in supporting regulatory inspections or audits.

• Nice-to-have: Familiarity with transaction monitoring systems, Travel Rule solutions, or blockchain analytics tools.

• Nice-to-have: Experience in high-growth technology, fintech, or cryptocurrency firms.

• No educational credentials are required; Strike does not base hiring decisions on educational background.

🏝️ Benefits

• Equity in a rapidly growing startup.

• Reimbursement for cell phone and internet expenses.

• Flexible paid time off (PTO), sick leave, and parental leave.

• Access to a self-development and equipment budget.