Manager, Compliance & Financial Crime

This is a fully remote position, open to applicants in Canada.

📋 Description

• Take ownership of and enhance the regulatory compliance and financial crime framework for PayAngel Canada, which includes policies, procedures, risk assessments, training, and the independent two-year effectiveness review.

• Serve as the appointed Compliance Officer and primary liaison with FINTRAC.

• Maintain the MSB registration for PayAngel Canada and handle examinations, information requests, and regulatory submissions.

• Supervise suspicious transaction reporting and fulfill other necessary regulatory filings.

• Lead customer due diligence (CDD), enhanced due diligence (EDD), politically exposed persons (PEP), and beneficial ownership controls.

• Review and authorize high-risk customers and business relationships.

• Oversee transaction monitoring and sanctions screening processes.

• Conduct complex investigations related to money laundering, terrorist financing, fraud, and sanctions evasion.

• Maintain the Canadian money laundering/terrorist financing (ML/TF) risk assessment and approve compliance risk assessments for new products, corridors, partners, and material changes.

• Assist in ensuring compliance with the Retail Payment Activities Act and broader Canadian regulatory changes.

• Execute compliance due diligence on banking, payment, and outsourcing partners.

• Manage the AML, sanctions, and reporting obligations of partners.

• Implement a risk-based compliance monitoring and testing program.

• Track findings and ensure remediation is completed.

• Provide compliance reports to the CEO, senior management, and the Board.

• Promptly escalate significant concerns without restrictions.

• Collaborate with Group Risk and Compliance as well as other country teams while maintaining local Canadian oversight.

⛳️ Requirements

• Minimum of five years’ experience in AML/ATF, regulatory compliance, financial crime, or risk management, with at least two years in a managerial or compliance officer role.

• Practical experience with a Canadian money services business, payment or remittance provider, financial institution, or regulated FinTech.

• In-depth knowledge of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act, its regulations, and FINTRAC guidance.

• Experience in managing suspicious transaction investigations and regulatory reporting.

• Experience in overseeing CDD/EDD, sanctions screening, and transaction monitoring controls.

• Strong analytical, investigative, and written communication skills.

• Ability to confidently challenge senior stakeholders independently.

• A bachelor’s degree in a relevant field.

• High standards of integrity, judgment, and confidentiality.

• Capacity to meet strict regulatory deadlines within a fast-paced, internationally distributed organization.

• Applicants must possess a permit to live and work in Canada.

• A recognized qualification such as ACAMS/CAMS, ICA, CRCM, or a Canadian equivalent is highly preferred.

• Proficiency in French is advantageous but not mandatory.

🏝️ Benefits

• Equal opportunities employer