Loan Officer

This is a fully remote position, open to applicants in Florida, +2 more locations.

📋 Description

• Continuously identify, develop, and uphold customer financing objectives.

• Provide guidance to customers on product offerings and pricing policies.

• Collect additional necessary customer information.

• Maintain comprehensive knowledge of lending programs, policies, procedures, and regulatory standards.

• Gather and analyze customer financial data to evaluate eligibility for loan products.

• Advise borrowers on the risks, benefits, alternatives, and variables associated with loan options.

• Discuss available loan products tailored to individual circumstances.

• Obtain relevant documentation to facilitate loan approval.

• Communicate effectively with customers, sales representatives, processing teams, underwriting, closing, title companies, and builders.

• Lock in interest rates as needed.

• Manage personal production to ensure timely and appropriate closings.

• Meet or surpass company performance standards.

• Offer exceptional customer service.

• Carry out other assigned duties.

⛳️ Requirements

• Preference for candidates with high production builder experience.

• Bilingual in Spanish is preferred.

• Solid understanding of Conventional, FHA, and VA loan types.

• Experience with first-time home buyers is advantageous.

• Proficient in loan origination systems; familiarity with Encompass is a plus.

• Skilled in Automated Underwriting Systems (LP, DU).

• Demonstrated ability to build and sustain strong professional business relationships.

• Capacity to manage a significant workload with minimal supervision.

• Must be willing to travel across state lines when necessary.

• Independent, reliable, detail-oriented, focused, and organized.

• Outstanding customer service abilities.

• Bachelor's degree is preferred, or a relevant combination of education and experience is required.

• Minimum of 3 years of experience in loan origination; builder experience is preferred.

• Must possess NMLS licensure in the state of residence.

• A Florida Real Estate License is required for this position.

• Must be able to work remotely from Florida, Georgia, or South Carolina.

🏝️ Benefits

• Competitive salary and commission structure.

• Opportunities for professional development and growth.

• Flexible work environment.

• Supportive team culture.

• Comprehensive health and wellness benefits.