Lending Product and Credit Policy Analyst

This is a fully remote position, open to applicants in United States.

📋 Description

• Oversee and enhance product lending guidelines and matrices by designing, evaluating, and refining lending criteria.

• Facilitate the launch of new lending products while adhering to investor or secondary market standards.

• Conduct product evaluations and comparisons.

• Organize and manage the rollout of new products.

• Uphold investor guidelines and coordinate announcements regarding changes to the floor.

• Gather feedback from investors for guideline clarification.

• Review 'Ask the UW' inquiries for initial responses.

• Assess the exception queue for initial responses.

• Serve as a liaison among sales, underwriting, compliance, and secondary markets to implement program changes smoothly.

⛳️ Requirements

• High School Diploma or GED is mandatory; a Bachelor’s degree is preferred.

• 2-3 years of experience in mortgage lending product development, credit risk, policy analysis, or secondary marketing.

• Underwriting experience is advantageous.

• Comprehensive understanding of agency and investor underwriting guidelines, policies, and procedures.

• Demonstrated ability to manage project timelines effectively.

• Strong skills in Microsoft Excel (data modeling and exception tracking).

• Knowledge of Loan Origination Systems (LOS) and policy management platforms.

🏝️ Benefits

• Employee engagement initiatives.

• Positive work environment.