Junior Compliance, Financial Crime Analyst

This is a fully remote position, open to applicants in Philippines.

📋 Description

• Assist in daily Compliance and Financial Crime operations involving customer, recipient, and transaction assessments.

• Perform customer and transaction due diligence in accordance with Send’s compliance frameworks, policies, and procedures.

• Evaluate customer data, supporting documents, and source of funds information.

• Execute sanctions, PEP, and adverse media screenings while investigating potential matches.

• Aid in Enhanced Customer Due Diligence (ECDD) and reviews of higher-risk customers and transactions.

• Analyze transaction monitoring alerts and conduct preliminary investigations into any unusual activities.

• Collect and analyze customer, transaction, and contextual data for financial crime inquiries.

• Record findings and escalate any unusual, suspicious, or higher-risk issues.

• Assist in reporting suspicious matters and other regulatory compliance activities.

• Support ongoing and periodic customer due diligence and monitoring efforts.

• Maintain records, registers, and documentation related to Compliance and Financial Crime.

• Manage operational queues, ensuring reviews and investigations progress within expected timelines.

• Identify recurring issues, unusual trends, and potential control weaknesses, and escalate appropriately.

• Assist in the reporting of Compliance and Financial Crime activities and management information.

• Support the testing and implementation of enhancements to compliance processes, controls, and systems.

• Collaborate with various teams across the organization to gather information, resolve inquiries, and facilitate timely compliance outcomes.

• Report directly to the Senior Financial Crime Risk Analyst.

⛳️ Requirements

• A Bachelor’s degree in Law, Criminology, or a related discipline is preferred.

• 2–3 years of experience in compliance, AML/CTF, KYC, transaction monitoring, fraud, financial crime, banking operations, or a similar financial services setting.

• Basic understanding of AML/CTF, customer due diligence, and financial crime risk principles.

• Exceptional attention to detail with the ability to identify issues that warrant investigation or escalation.

• Strong analytical and problem-solving capabilities.

• Excellent written communication skills for documenting findings, decisions, and reasoning.

• Capacity to adhere to frameworks and procedures while recognizing when escalation or additional judgment is necessary.

• Proficient in managing multiple tasks and priorities within operational deadlines.

• Comfortable navigating various systems and information sources.

• Self-motivated with curiosity, a sense of ownership, eagerness to learn, and a collaborative approach.

• Experience in payments, foreign exchange, remittances, banking, or fintech is advantageous.

• Background in transaction monitoring, financial crime investigations, ECDD, or suspicious matter reporting is a plus.

• Familiarity with AML/CTF regulatory requirements and financial crime controls is desirable.

• Experience using customer screening, transaction monitoring, or compliance platforms is preferred.

• Experience in a fast-paced fintech or scaling environment is a plus.

🏝️ Benefits

• Opportunities for learning, mentoring, and support.

• Team-building activities and company-wide celebrations.

• Wellness programs to promote health and well-being.

• Continuous learning and development opportunities.

• Access to world-class office environments.

• Chance to work directly with international clients and global brands.

• A close-knit, collaborative, and inclusive workplace culture.