Inside Property Adjuster

This is a fully remote position, open to applicants in Maine, +2 more states.

📋 Description

• Conduct thorough investigations and verify the facts of loss for the most intricate homeowners claims.

• Assess coverage and damages while adjusting and negotiating claims within established authority limits.

• Evaluate, investigate, and resolve complex residential property claims from the initial stage to resolution.

• Analyze claim details and review policy coverage comprehensively.

• Evaluate damages utilizing documentation and estimating software such as Xactimate.

• Maintain communication with policyholders and vendors throughout the claims process.

• Negotiate equitable and precise claim settlements.

• Mentor and provide direction to junior staff members.

• Collaborate with fraud and subrogation representatives to achieve optimal outcomes.

• Recognize components of residential construction and repair, including structural integrity and home systems.

• Assess potential for subrogation or fraud and determine the appropriate course of action.

• Manage complex homeowners first-party claims related to coverage, damages, and subrogation with discretion and autonomy.

⛳️ Requirements

• Significant experience at the Adjuster II level or a transition into a specialized position.

• Advanced knowledge of company-written insurance policies, the insurance sector, and organizational dynamics.

• Proven experience in managing complex homeowners first-party claims that involve coverage, damages, and subrogation.

• Capability to independently investigate, evaluate, adjust, and negotiate property claims within heightened authority.

• Familiarity with residential construction and repair, including structural integrity and home systems.

• Ability to identify potential subrogation and fraud and determine suitable handling procedures.

• Strong customer service abilities to address intricate customer needs effectively.

• Relevant active insurance licenses may be necessary, including a Home Resident Property & Casualty License, Designated Home State Florida or Texas License, and/or applicable Appraiser License.

• Must conclude existing insurance appointments prior to onboarding and cannot hold outside appointments during employment.

• Candidates with a resident producer license must relinquish it when directed by the licensing team.

• Authorization to work in the United States is required; visa sponsorship is not available.

• A dedicated, private home workspace that is free from distractions, equipped with a suitable desk and seating.

• Reliable internet connectivity with minimum speeds of 50 MB download and 5 MB upload.

🏝️ Benefits

• A $1,000 Licensing Sign-on Bonus may be available for candidates with relevant active licenses.

• Incentive pay (commission, bonuses, etc.) may apply.

• Comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse.

• Monthly connectivity reimbursement to help cover internet expenses.

• Flexible remote work arrangement.

• Access to Allstate auto, home, life, and retirement products.