Finance Manager – Home Improvement Dealer Advance and Progress Pay

This is a fully remote position, open to applicants in Florida.

📋 Description

• Take ownership of and manage the policies, procedures, and service-level agreements (SLAs) for the Dealer Advance and Progress Pay initiatives; update program frameworks as portfolio performance, regulations, and market dynamics evolve.

• Evaluate dealer financial statements and determine going-concern risk, focusing on liquidity position, debt service capability, covenant adherence, and negative financial trends.

• Collaborate with the Risk Management team to ensure consistency with risk appetite, dealer qualification criteria, and program controls.

• Engage directly with potential dealers to comprehend their business models, operational capacity, and advance pay applications.

• Review historical dealer fundings, job turnover, and utilization patterns to aid in establishing and continuously adjusting Progress Pay limits.

• Lead, mentor, and oversee a team of 4–5 Dealer Advance and Progress Pay Analysts tasked with tracking advance pay agings and ensuring adherence to program requirements and contractual deadlines.

⛳️ Requirements

• A minimum of 3 years of relevant credit experience.

• Bachelor's degree or equivalent education and relevant training or experience.

• Proficient in Microsoft Office and internet applications.

• Capable of applying problem-solving skills to identify and address customer and dealer-related challenges.

• Strong administrative background with the ability to work effectively in a team setting.

• Skilled in accurate data entry.

• Capable of maintaining detailed records and files.

• Demonstrated oral and written communication skills aligned with Service Finance standards.

• Exhibit a positive and professional demeanor.

• Strong organizational skills and ability to prioritize work effectively.

🏝️ Benefits

• Medical coverage

• Dental insurance

• Vision benefits

• Life insurance

• Disability coverage

• Accidental death and dismemberment insurance

• Tax-advantaged savings accounts

• 401k retirement plan

• A minimum of 10 vacation days

• 10 sick days

• Paid holidays