Field Sales Specialist, Consumer Lending

This is a fully remote position, open to applicants in Minnesota.

📋 Description

• Conduct loan analysis verification tasks through both inbound phone support and managing outbound pipelines.

• Collaborate with customers, bankers, vendors, and underwriters.

• Assist customers and bankers in comprehending the loan approval process and underwriting criteria.

• Evaluate specific loan transactions and assess documentation for approval.

• Address operational challenges effectively.

• Implement necessary stipulations to facilitate the efficient progression of loans through the approval process.

• Complete and uphold registration with the National Mortgage Licensing System (NMLS) in accordance with the S.A.F.E. Act of 2008 and Regulation Z.

⛳️ Requirements

• A bachelor's degree or equivalent professional experience.

• A minimum of one year of relevant industry experience.

• Registration with the National Mortgage Licensing System (NMLS) is mandatory under the S.A.F.E. Act of 2008 and Regulation Z.

• Background and credit checks are required as part of the NMLS registration process.

• Familiarity with underwriting and loan origination processes, systems, procedures, products, services, and pertinent Federal and State laws and regulations.

• Understanding of credit products, programs, financial analysis, and associated documentation.

• Knowledge of U.S. Bank policies and procedures related to Direct Lending processing and underwriting.

• Proficiency in using U.S. Bank systems to access loan status information.

• Strong organizational and project management abilities.

• Effective interpersonal, verbal, and written communication skills.

• Excellent customer service abilities.

• Capacity to manage multiple tasks and meet deadlines concurrently.

• Ability to adhere to U.S. Bank policies, the Code of Ethics and Business Conduct, and workplace conduct and safety regulations.

🏝️ Benefits

• Comprehensive healthcare coverage (medical, dental, vision).

• Basic term and optional term life insurance options.

• Short-term and long-term disability benefits.

• Pregnancy disability and parental leave provisions.

• 401(k) plan and employer-funded retirement options.

• Paid vacation ranging from two to five weeks, depending on salary grade and tenure.

• Up to 11 paid holiday opportunities each year.

• Adoption assistance available.

• Sick and Safe Leave accrual at one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise stipulated by law.

• Incentive and recognition programs to encourage performance.

• Opportunities for equity stock purchase.

• Pension plan availability.

• Disability accommodations provided during the application or hiring process.