Director of Risk & Analytics

This is a fully remote position, open to applicants in California.

📋 Description

• Accountable for steering the strategy, execution, and advancement of risk, actuarial, and analytics functions for OneDigital’s Southern California Employee Benefits division.

• Directs and manages the SoCal Risk & Analytics strategy, tailored to local client requirements, renewal intricacies, and growth objectives.

• Acts as the primary analytics and risk authority for the SoCal Employee Benefits division.

• Engages actively in meetings with clients and prospects.

• Offers analytical and financial insights to assist with renewal positioning, discussions with carriers, and client decision-making processes.

• Oversees and facilitates block renewal negotiations with carrier partners in line with each client’s comprehensive benefits strategy.

• Functions as the SoCal leader for stop loss strategy.

⛳️ Requirements

• Bachelor’s degree or equivalent experience is mandatory.

• Over 10 years of relevant experience in health benefits, analytics, actuarial, or risk-related positions.

• At least 5 years of experience in leading teams, managing projects, or handling complex client engagements.

• Expertise in advanced analytical and financial modeling, including multi-year projections, funding comparisons, and risk assessments.

• Extensive knowledge of health insurance, self-funded plans, medical stop loss, and employee benefits.

• Proven experience in modeling and advising on alternative funding strategies, including: ICHRA and other account-based benefit models, medical stop loss captives, reference-based pricing and value-based reimbursement methods, level-funded, and hybrid funding frameworks.

• Strong operational mindset with the capability to scale delivery without compromising quality.

• Outstanding written and verbal communication skills.

• Demonstrated ability to influence within a matrixed organization.

• Strong skills in project management, problem-solving, and prioritization.

• Advanced proficiency in Microsoft Excel and PowerPoint is essential.

• A Life & Health insurance license is preferred.

🏝️ Benefits

• Health, wellness, retirement, and various financial benefits.

• Paid time off.

• Overtime compensation for non-exempt employees.

• Comprehensive learning and development programs.

• Reimbursement for job-related expenses.