Director of Regulatory Reporting

This is a fully remote position, open to applicants in United States.

📋 Description

• Oversee the complete preparation and submission of bank regulatory reports, including FFIEC Call Reports (031/041/051), and other necessary filings with the OCC, FDIC, and relevant regulators.

• Develop and sustain the regulatory reporting framework, which encompasses reporting calendars, data sourcing workflows, reconciliation procedures, and internal controls.

• Analyze and apply FFIEC, OCC, FDIC, and Federal Reserve regulatory reporting directives to Sezzle's business model.

• Track and implement modifications to regulatory reporting mandates.

• Collaborate with Accounting, FP&A, Treasury, Legal, Compliance, and Engineering teams to gather data, address reporting inquiries, and ensure alignment between regulatory filings and GAAP financial statements.

• Assist in regulatory examinations and audits by supplying documentation, addressing examiner questions, and correcting identified issues.

• Collaborate with external auditors and consultants on matters related to regulatory reporting.

• Create and maintain documentation for regulatory reporting policies, procedures, and methodologies to support SOX compliance and institutional knowledge.

• Utilize technology and automation, including AI and modern tools, to enhance the accuracy, efficiency, and scalability of regulatory reporting.

• Offer regulatory reporting expertise to leadership concerning the financial reporting implications of new products, strategic initiatives, and alterations in banking operations.

⛳️ Requirements

• A minimum of 5 years of experience in bank regulatory reporting, with direct hands-on experience in preparing and filing FFIEC Call Reports.

• Extensive working knowledge of FFIEC reporting guidelines, schedules, and regulatory capital calculations.

• Experience with OCC-supervised national banks or de novo bank reporting requirements is a notable differentiator.

• Strong comprehension of U.S. GAAP and the ability to connect GAAP financial statements with regulatory reporting frameworks.

• Demonstrated experience in building or significantly enhancing regulatory reporting processes, controls, and infrastructure.

• Proficient in regulatory reporting software/platforms and advanced Excel skills.

• Familiarity with data visualization or automation tools is advantageous.

• Exceptional attention to detail and a proven track record of producing accurate, examination-ready regulatory filings.

• Strong communication skills to clarify complex regulatory reporting requirements into straightforward guidance.

• Bachelor's degree in Accounting, Finance, or a related field is mandatory.

• Proven experience working with Claude or comparable large language model tools is required.

• CPA, CFA, or other relevant professional certification is preferred.

• Prior experience at a national bank, de novo banking institution, or OCC-regulated entity is preferred.

• Experience with regulatory reporting during a bank charter application or in early-stage bank operations is preferred.

• Familiarity with consumer lending and BNPL reporting considerations within the Call Report framework is preferred.

• Experience with SOX 404 compliance as it pertains to regulatory reporting controls is preferred.

• Background in fintech, payments, or high-growth technology companies is preferred.

• Experience in implementing or managing regulatory reporting systems such as Axiom or Wolters Kluwer is preferred.

🏝️ Benefits

• Unlimited PTO, volunteer hours, and sabbatical leave.

• Life, STD/LTD, medical, dental, and vision insurance.

• Highly discounted LifeTime gym membership.

• 401k plan with a 6% match.

• Collaborative and enjoyable co-workers.

• The opportunity to be part of the fastest-growing FinTech alongside a team of motivated and driven individuals.