Director, Loan Accounting

This is a fully remote position, open to applicants in United States.

📋 Description

• Assume complete responsibility for the month-end closing process in loan accounting, taking ownership of the results rather than merely supervising the procedure.

• Prepare and present clear, concise reports regarding close status, outstanding items, and risk areas to the Controller, proactively escalating issues along with suggested solutions.

• Supervise loan origination, servicing, and sales accounting with a focus on precision and thoroughness.

• Ensure the accuracy, completeness, and timely preparation of financial statements, guaranteeing that all loan positions are well-supported and documentation is audit-ready at every close.

• Develop accounting frameworks and policies designed for scalability, anticipating the needs of a growing business rather than just addressing current challenges.

• Collaborate with Technical Accounting to create and uphold policies and controls that withstand audit and regulatory scrutiny.

• Facilitate new product launches by considering the entire accounting lifecycle from day one, ensuring that subsequent processes are efficient and defensible from the outset.

• Proactively identify risks and opportunities within our accounting infrastructure before they escalate into issues, and create a roadmap for their resolution.

• Act as the primary accounting contact for Product and Engineering during new product launches, assessing accounting implications from the outset and ensuring that loan product flows are accurately recorded in the ledger from day one.

• Lead and develop a high-performing accounting team, establishing clear expectations and holding team members accountable with both firmness and empathy.

• Utilize large, complex data sets to investigate and resolve reconciliation discrepancies, conducting root cause analysis and implementing enduring solutions.

• Collaborate with the Director of Internal Controls on the design, documentation, and continuous monitoring of SOX controls across loan accounting processes to ensure control efficacy and audit readiness.

⛳️ Requirements

• Over 10 years of progressive accounting experience, including a minimum of 5 years in a managerial role—preferably in fintech, loan accounting, or a high-growth setting.

• Extensive knowledge of GAAP financial reporting, loan accounting, and large-scale reconciliation management.

• Proven experience in designing and enhancing accounting systems and workflows, rather than simply functioning within them.

• Strong analytical abilities with a demonstrated capacity to navigate large data sets to address complex reconciliation discrepancies.

• Familiarity with digital assets, cryptocurrency, or blockchain systems is preferred but not mandatory.

• Experience with SOX compliance, including maintaining controls in a public company or pre-IPO setting.

• Excellent written and verbal communication skills, with a history of presenting financial statuses and risks clearly to Controllers, CFOs, or equivalent executives.

• Experience working collaboratively with Product and Engineering teams, with the capability to translate accounting needs into system and operational design.

🏝️ Benefits

• Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans.

• Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits.

• Employer-paid life and disability insurance.

• 11 observed holidays and a PTO plan.

• Up to 12 weeks of paid family leave.

• Continuing education reimbursement.