Director, Fair Banking – Enterprise Compliance Advisory

This is a fully remote position, open to applicants in Arizona, +11 more states.

📋 Description

• Support the Head of Compliance Advisory in the development of the Fair Banking Program.

• Lead, mentor, and nurture a high-performing team of compliance professionals, including one direct report.

• Provide counsel to senior leadership and business unit leaders on intricate fair banking issues and emerging regulatory trends.

• Promote a culture of fair banking through executive presence, thought leadership, and cross-functional influence.

• Oversee the Fair Banking Policy & Program, as well as the UDAAP Policy & Program.

• Offer fair lending and consumer protection guidance to both internal stakeholders and external business partners.

• Analyze complex fair lending and consumer protection regulatory requirements and their strategic implications.

• Lead efforts in regulatory change management and advisory for ECOA, FHA, HMDA, CRA, ADA, WCAG, Military Lending, and CAN-SPAM.

• Conduct horizon scanning to identify emerging risks and opportunities in fair banking and fair lending.

• Create and implement fair banking risk assessment frameworks across various products, services, and business initiatives.

• Supervise the enterprise Complaints Management Program, including management of escalation, resolution, and root-cause trend analysis.

• Manage regulatory examination processes related to fair banking, coordinating responses, evidence, and remediation efforts.

• Build executive-level relationships with stakeholders and external partners.

• Collaborate with Legal, Risk Management, Internal Audit, Marketing, and business leaders on integrated governance and risk management.

• Represent Compliance in executive forums, product development committees, and strategic planning meetings.

• Balance organizational growth objectives with regulatory requirements through negotiation and influence.

⛳️ Requirements

• Bachelor's degree in Business, Finance, Legal Studies, or a related field is required.

• Active compliance certification (CRCM) is strongly preferred.

• Over 10 years of progressive experience in financial services compliance, particularly in fair banking and fair lending.

• More than 5 years in a leadership or management role with a proven record of building and leading teams.

• Experience with fair banking regulatory examinations, audit processes, and managing regulatory relationships.

• Demonstrated success in advisory roles supporting complex business initiatives and strategic decision-making.

• Experience in FinTech compliance, banking-as-a-service, or partnership banking models is highly valued.

• Familiarity with federal and state regulatory agencies (FDIC, OCC, CFPB, State Banking Departments).

• Exceptional attention to detail with the capability to oversee complex, multifaceted compliance programs concurrently.

• Strong project and program management skills with a consistent record of delivering results.

• Proficiency with compliance management systems, regulatory tracking tools, and data analytics platforms.

• Ability to work independently while fostering collaborative partnerships across the organization.

• In-depth knowledge of fair banking and consumer protection regulations, including ECOA/Reg B, Fair Housing Act, HMDA, CRA, ADA/WCAG, Military Lending Act, UDAAP, and emerging regulatory requirements.

• Outstanding written and verbal communication skills with the ability to convey complex compliance concepts to diverse audiences.

• Advanced analytical and critical thinking abilities to evaluate complex risk scenarios and devise pragmatic solutions.

• Executive presence with a proven capacity to build credibility and influence stakeholders at all levels of the organization.

• Understanding of business strategy, financial services products, and the ability to align compliance requirements with business goals.

• Proven ability to lead through uncertainty, drive transformation, and adapt to rapidly changing regulatory landscapes.

• History of building, mentoring, and developing high-performing compliance teams.

🏝️ Benefits

• Medical, Dental and Vision Insurance.

• Health Savings Account (HSA), Health Reimbursement Account (HRA) & Flexible Spending Accounts (FSA).

• Short- and Long-Term Disability Plan.

• Group Life Insurance.

• 401K Salary Deferral Plan.

• Wellness Program.

• Education & Tuition Expense Reimbursement.

• PTO and Unique Vacation Purchase Program.

• Nationwide Pet Insurance Coverage.