Credit Risk Manager – Senior Analyst

This is a fully remote position, open to applicants in United States.

📋 Description

• Develop analytics and processes to monitor credit performance and identify opportunities to safeguard Thrive’s financial health.

• Create reports and dashboards that convey credit risk trends to various stakeholders.

• Oversee and improve credit underwriting models.

• Revise loss forecasting estimates and evaluate portfolio profitability.

• Spot enhancements for more efficient customer underwriting while upholding decision integrity.

• Utilize automation and AI to extract more insights with reduced overhead.

• Implement analytics in a landscape of uncertainty and partial ownership.

• Collaborate across departments and foster stakeholder relationships.

• Assist in refining Thrive’s credit policy.

⛳️ Requirements

• A minimum of three years of experience in lending analytics roles.

• At least two years in a risk environment where consumer credit risk does not encompass the entire scope.

• Proven record of increased responsibility or promotions due to performance.

• Experience in an early-stage company or similarly minimally structured setting, or demonstrated success without extensive processes or support.

• Ability to adapt to various roles, with an interest in building and leading a team in the future.

• Proficient in advanced SQL and/or Python.

• Enthusiasm for leveraging AI and automation to develop efficient, scalable risk analytics programs.

• Practical, hands-on approach to consumer data and problem-solving.

• Capability to create structure in the absence of existing frameworks.

• Skill in balancing empathy and accountability while driving results.

🏝️ Benefits

• Fully remote, highly collaborative environment.

• Opportunities for growth.

• A pathway to expanded responsibilities and team leadership as the company scales.