Credit Relationship Manager – Corporate Origination, Business Development

This is a fully remote position, open to applicants in Pakistan.

📋 Description

• Overseeing the complete onboarding process for corporate clients, with an emphasis on establishing new-to-bank relationships throughout the UAE, Mashreq’s operational markets, and countries without a physical presence, including KSA.

• Crafting high-quality credit applications while ensuring adherence to policies, strategies, and regulations.

• Identifying significant risks and applying mitigants that align with the bank's target market, credit appetite, and strategic goals.

• Collaborating closely with originators on new-to-bank transactions, including engaging with customers regarding their funding needs.

• Developing high-quality credit proposals that prioritize the identification of major risks.

• Ensuring the submission of credit applications within an acceptable turnaround time that meets internal standards.

• Managing risks in accordance with the bank's risk appetite while highlighting any policy exceptions within the credit application.

• Conducting required transaction screenings and performing independent due diligence.

• Establishing a friendly relationship with Credit Risk Management.

• Preparing monthly and quarterly reports and ensuring their timely submission.

• Complying with risk and compliance policies and securing necessary compliance approvals.

• Reviewing facility documents in collaboration with originators for facility execution.

• Coordinating with the operations team for limit loading and obtaining the required approvals.

⛳️ Requirements

• Bachelor's degree in Finance or Accounting with a strong GPA.

• A Master's degree in Finance or Business Administration is an advantage.

• At least 6-7 years of experience in Credit Risk Management or Corporate Banking with a regional or multinational bank.

• Completion of a relevant bank credit program or possession of a professional certification in risk management.

• Strong capability to read and interpret financial data, along with knowledge of credit risk and financial analysis.

• Solid understanding of Central Bank regulations, AML, and Fraud policies.

• Good knowledge of banking products and a clear understanding of bank operations.

• Exceptional communication, presentation, and writing skills.

• Ability to multitask, meet tight deadlines, and perform well under pressure.

🏝️ Benefits

• Health insurance

• Retirement plans

• Paid time off

• Flexible work arrangements

• Professional development

• Bonuses

• Stock options

• Equipment allowances

• Wellness programs