Credit Business Intelligence Analyst

This is a fully remote position, open to applicants in United States.

📋 Description

• Collaborate with the WEX analytical community to guarantee data availability for various use cases and reporting needs.

• Work alongside the commercial engagement team, Lines of Business (LOBs), and risk functions to pinpoint Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs).

• Utilize SQL and Python to extract data and perform analysis on WEX data and models.

• Discover opportunities within the data and develop strategies to enhance processes including adjudication, portfolio actions, and collections.

• Create dashboards and packaged reports for distribution to key stakeholders.

• Analyze KPI/KRI reports for trends.

• Connect reporting with business activities to provide context and insights that drive actionable results.

• Prepare management reports featuring strategic recommendations and action plans developed in collaboration with LOB and risk stakeholders.

• Serve as the main point of contact for business requests related to LOB from commercial teams and Finance.

• Engage with data vendors to incorporate external data and effective monitoring tools to enhance risk analytics and reporting.

• Automate reporting processes using Tableau and other tools.

• Design presentations for business and risk leaders to convey findings and insights.

• Examine and reverse engineer risk/performance trends: Trace the origins of data in processes and operations to ensure accurate interpretation in reporting and analysis.

• Assist in identifying root causes for negative trends in risk or credit performance.

• Suggest actionable insights to mitigate credit risk while supporting portfolio growth objectives.

• Assess and query complex data sets to extract insights that inform financial forecasts.

⛳️ Requirements

• Bachelor’s degree (BA/BS) or equivalent experience.

• Over 5 years of experience in financial services and/or supporting credit risk.

• Familiarity with Snowflake Intelligence (Cortex) or other AI tools is preferred.

• Proficient knowledge of SQL and Snowflake at an expert level.

• Strong data management skills (SQL, Data Lake, Tableau, Snowflake, Python, R, dbt, GitHub, etc.).

🏝️ Benefits

• Health, dental, and vision insurances.

• Retirement savings plan.

• Paid time off.

• Health savings account.

• Flexible spending accounts.

• Life insurance.

• Disability insurance.

• Tuition reimbursement.